504 Lexington Cir, Oceanside, CA 92057 Property Records

San Diego County property record for 504 Lexington Cir, Oceanside, CA 92057

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,672 sqft · built 2000
Lot Size0.184 acres (8,008 sqft)
OwnerTrust Name on File
Last Sale$441,000 (Oct 2002)
Tax Bill$5,778 (2025)
Deeds & MortgagesMay 2022 Reverse Mortgage
Nov 2017 Reverse Mortgage
Flood ZoneZone X (minimal risk)
APN160-621-78-00

Property Details

APN / Parcel Number

Primary APN160-621-78-00

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area2,672 sqft Living Area

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Lot Area8,008 sqft (0.184 acres)
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address504 LEXINGTON CIR
CityOCEANSIDE
StateCA
Zip92057-7358
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRM-B
Legal DescriptionLOT 78 TR 013556
Legal SubdivisionIVEY RANCH
Legal Tract013556
Legal Block2
Legal Lot Number78
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group2
Census Block2007
Census Tract18523

Owner

504 Lexington Cir is owner-occupied and held in a trust since March 2022.

Source: San Diego County records, as of August 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordTrust Name on File
Mailing Address504 LEXINGTON CIR, OCEANSIDE, CA 92057-7358
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Living Trust

Deeds, Mortgages & Sale History

DateDocument
May 20, 2022Intrafamily Transfer, Transfer · Reverse Mortgage
FINANCE OF AMERICA REVERSE LLC
Nov 27, 2017Intrafamily Transfer, Transfer · Reverse Mortgage
SYNERGY ONE LENDING

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 31, 2002 · Amount on File
Deed SaleOct 31, 2002 · Amount on File
Prior SaleJul 30, 2002 · Amount on File
Deed Document Number2002967249
Last Transfer DateMar 31, 2022
Transfer Doc0000216482
Record UpdatedOct 29, 2026

May 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateMay 20, 2022
Property Address504 LEXINGTON CIR, OCEANSIDE, CA 92057-7358
Document Number0000216482
Map ReferenceMAP 13556
Instrument DateMar 31, 2022
Instrument2022-0216482
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyPLACER TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address504 LEXINGTON CIR, OCEANSIDE, CA 92057-7358

Mortgage

Document Number0000216483
DateMay 20, 2022
Instrument2022-0216483
Lender
NameFINANCE OF AMERICA REVERSE LLC
TypeReverse Mortgage Lender
Agreement
TypeReverse Mortgage
AmountAmount on Record
Term688 Months
DueSep 14, 2079
Interest
Rate TypeAdjustable Rate
Rate4.35%
AdjustableAdjustable Rate Rider
Type Change DateJul 1, 2022
Change FrequencyMonthly
Index1-Year CMT
Max Rate9.35%

November 2017: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateNov 27, 2017
Property Address504 LEXINGTON CIR, OCEANSIDE, CA 92057-7358
Document Number0000547044
Map ReferenceMAP13556
Instrument DateNov 16, 2017
Instrument2017-0547044
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyFNC TITLE OF CALIFORNIA

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address504 LEXINGTON CIR, OCEANSIDE, CA 92057-7358

Mortgage

Document Number0000547045
DateNov 27, 2017
Instrument2017-0547045
Lender
NameSYNERGY ONE LENDING
TypeLending Institution
AddressSAN DIEGO, CA 92108
Agreement
TypeReverse Mortgage
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Rate4.5%
Type Change DateDec 1, 2018
Change FrequencyAnnually
Index1-Year LIBOR

Tax Assessment & Valuation

The 2025 property tax bill for 504 Lexington Cir was $5,778 with a homeowner's exemption, up 2% from the year before.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$529,801 (+2%) Land $180,211 Building $349,590
2025$5,778.00 (+1.98%) Homeowner's exemption$519,414 Land $176,678 Building $342,736
2024$5,666.00 (+3.21%)
2023$5,490.00 (+1.55%) Homeowner's exemption$499,246 Land $169,818 Building $329,428
2022$5,406.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 504 Lexington Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 504 Lexington Cir has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OCEANSIDE
serves 174,340 people · EPA ID CA3710014
Water SourcePurchased surface water from several systems
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 606 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL
100 / 20

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