San Diego County property record for 498 Lexington Cir, Oceanside, CA 92057
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,966 sqft · built 2000 |
| Lot Size | 0.154 acres (6,691 sqft) |
| Owner | Company Name on File |
| Last Sale | $515,000 (Jul 2013) |
| Tax Bill | $7,028 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Aug 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 160-621-90-00 |
| Primary APN | 160-621-90-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,966 sqft Living Area |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Lot Area | 6,691 sqft (0.154 acres) |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 498 LEXINGTON CIR |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92057-7354 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RM-B |
| Legal Description | LOT 90 TR 013556 |
| Legal Subdivision | IVEY RANCH |
| Legal Tract | 013556 |
| Legal Block | 2 |
| Legal Lot Number | 90 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 18523 |
498 Lexington Cir is owned by a company that acquired it in March 2016 and is owner-occupied.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 498 LEXINGTON CIR, OCEANSIDE, CA 92057-7354 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 4, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ONE AMERICAN BANK |
| Aug 3, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ONE AMERICAN BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 10, 2013 · Amount on File |
| Deed Sale | Jul 10, 2013 · Amount on File |
| Prior Sale | Aug 23, 1999 · Amount on File |
| Deed Document Number | 2013431814 |
| Last Transfer Date | Mar 25, 2016 |
| Transfer Doc | 0000139651 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 498 LEXINGTON CIR, OCEANSIDE, CA 92057-7354 |
| Transaction Type | Mortgage |
| Record Updated | Mar 15, 2021 |
| Title Company | WFT NATIONAL TITLE, WFG NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 498 LEXINGTON CIR, OCEANSIDE, CA 92057-7354 |
| Document Number | 0000171342 |
|---|---|
| Date | Mar 4, 2021 |
| Instrument | 2021-0171342 |
| Name | ONE AMERICAN BANK |
|---|---|
| Type | Bank |
| Address | SAN FRANCISCO, CA 94108 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 498 LEXINGTON CIR, OCEANSIDE, CA 92057-7354 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | WFG NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000427520 |
|---|---|
| Date | Aug 3, 2020 |
| Instrument | 2020-0427520 |
| Name | ONE AMERICAN BANK |
|---|---|
| Type | Bank |
| Address | SAN FRANCISCO, CA 94108 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2050 |
The 2025 property tax bill for 498 Lexington Cir was $7,028 with a homeowner's exemption.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Oceanside Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $643,934 (+2%) Land $188,763 Building $455,171 | |
| 2025 | $7,028.00 Homeowner's exemption | $631,309 Land $185,062 Building $446,247 |
| 2023 | $6,679.00 (+1.55%) Homeowner's exemption | $606,797 Land $177,877 Building $428,920 |
| 2022 | $6,577.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 498 Lexington Cir in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 498 Lexington Cir is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 97.8% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 606 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures