504 Lacy Ln, Belton, MO 64012 Property Records

Cass County property record for 504 Lacy Ln, Belton, MO 64012

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 2,448 sqft · built 1955
Lot Size	0.164 acres (7,144 sqft)
Owner	2 Individual Names on File
Last Sale	$168,800 (Jul 2019)
Tax Bill	$2,148 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jul 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`05-06-14-300-002-002.000`

Property Details

APN / Parcel Number

Primary APN	`05-06-14-300-002-002.000`
Alternative APN	`1573600`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,448 sqft Living Area
Gross Area	3,506 sqft
1st Floor Area	1,418 sqft
Basement Area	1,418 sqft
Finished Basement	1,030 sqft
Unfinished Basement	388 sqft
Flooring	Carpet

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	A-Frame
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,144 sqft (0.164 acres)
Lot Dimensions	105 ft deep x 68 ft wide
Garage Type	Attached
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces
Porch	Screened Porch
Porch Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	1573600
Street Address	504 LACY LN
City	BELTON
State	MO
Zip	64012-2922
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LACY EST #3 LOT 16
Legal Subdivision	LACY EST #3
Legal Lot Number	16
Jurisdiction	CASS MO
Township / Civil Division	MOUNT PLEASANT
Census Block Group	4
Census Block	4003
Census Tract	60202

Owner

504 Lacy Ln is owned and occupied by two individuals who bought it in July 2019.

Source: Cass County records, as of July 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	504 LACY LN, BELTON, MO 64012-2922
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2026	Deed of Trust, Mortgage · VA Mortgage PROSPERITY HOME MORTGAGE
Jul 6, 2022	Deed of Trust, Mortgage COMMERCE BANK
Jun 3, 2020	Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Jul 17, 2019	Intrafamily Transfer, Transfer · Unknown FIRST FEDERAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 17, 2019 · Amount on File
Deed Sale	Jul 17, 2019 · Amount on File
Prior Sale	Jul 21, 2014 · Amount on File
Deed Document Number	2019648064
Deed Book / Page	4381 / 47
Prior Transfer Date	Jul 12, 2019
Prior Transfer Doc	4381/047
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MO
Recording Date	Jul 8, 2026
Property Address	504 LACY LN, BELTON, MO 64012-2922
Document Number	0000787120
Book / Page	5322 / 59
Instrument Date	Jul 1, 2026
Instrument	2026787120
Transaction Type	Mortgage
Record Updated	Jul 17, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	504 LACY LN, BELTON, MO 64012-2922

Mortgage

Document Number	0000787120,
Date	Jul 8, 2026
Book Page	5322/59
Instrument	2026787120

Lender

Name	PROSPERITY HOME MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.48%
Max Rate	-1%

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MO
Property Address	504 LACY LN, BELTON, MO 64012-2922
Transaction Type	Mortgage
Record Updated	Jul 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	504 LACY LN, BELTON, MO 64012-2922

Mortgage

Document Number	0004871/95
Date	Jul 6, 2022
Book Page	4871/95
Instrument	719239

Lender

Name	COMMERCE BANK
Type	Bank
Address	KANSAS CITY, MO 64106

Agreement

Amount	Amount on Record
Term	143 Months
Due	Jun 10, 2034

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MO
Property Address	504 LACY LN, BELTON, MO 64012-2922
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4504/83
Date	Jun 3, 2020
Book Page	4504/83
Instrument	666010

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89052

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2050

July 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CASS MO
Recording Date	Jul 17, 2019
Property Address	504 LACY LN, BELTON, MO 64012-2922
Document Number	4381/047
Book / Page	4381 / 047
Instrument Date	Jul 12, 2019
Instrument	648064
Transaction Type	Transfer
Record Updated	Nov 12, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	504 LACY LN, BELTON, MO 64012-2922

Mortgage

Document Number	4381048
Date	Jul 17, 2019
Instrument	4381/048

Lender

Name	FIRST FEDERAL BANK
Type	Bank

Agreement

Type	Unknown
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 504 Lacy Ln was $2,148, up 14.4% from the year before.

Source: Cass County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Cass County
Municipality	Belton City
Unified School District	Belton 124 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,148.00 (+14.44%)	$26,260 Land $1,850 Building $24,410	$138,220 Land $9,760 Building $128,460
2024	$1,877.00 (+0.27%)
2023	$1,872.00 (+4,959.46%)	$22,770 (+14.08%) Land $1,690 Building $21,080	$119,820 Land $8,870 Building $110,950
2022	$37.00	$19,960 Land $1,690 Building $18,270
2021			$105,020 Land $8,870 Building $96,150

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 504 Lacy Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 504 Lacy Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELTON PWS serves 23,598 people · EPA ID MO1010061
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 474 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Wisper ISP Fixed Wireless	100 / 20

May also be available: T-Mobile.

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