413 Lacy Ln, Belton, MO 64012 Property Records

Cass County property record for 413 Lacy Ln, Belton, MO 64012

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,225 sqft · built 1958
Lot Size	0.178 acres (7,754 sqft)
Owner	Individual Name on File
Tax Bill	$1,751 (2025)
Deeds & Mortgages	Oct 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`05-06-14-200-002-047.000`

Property Details

APN / Parcel Number

Primary APN	`05-06-14-200-002-047.000`
Alternative APN	`1569900`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,225 sqft Living Area
Gross Area	1,801 sqft
1st Floor Area	1,225 sqft
Flooring	Carpet

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	A-Frame
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,754 sqft (0.178 acres)
Lot Dimensions	111 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	433 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	1569900
Street Address	413 LACY LN
City	BELTON
State	MO
Zip	64012-2327
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LACY EST LOT 13 BLK 3
Legal Range	33
Legal Township	46
Legal Section	14
Legal Subdivision	LACY EST
Legal Block	3
Legal Lot Number	13
Jurisdiction	CASS MO
Township / Civil Division	MOUNT PLEASANT
Census Block Group	3
Census Block	3014
Census Tract	60202

Owner

413 Lacy Ln is owned and occupied by an individual who acquired it in July 2024.

Source: Cass County records, as of October 15, 2026

Owner of Record	Individual Name on File
Mailing Address	413 LACY LN, BELTON, MO 64012-2327
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 1, 2024
Deed Sale	Jul 1, 2024
Deed Document Number	2024751630
Deed Book / Page	5071 / 110
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MO
Recording Date	Oct 6, 2026
Property Address	413 LACY LN, BELTON, MO 64012-2327
Document Number	0000791838
Book / Page	5356 / 55
Instrument Date	Sep 22, 2026
Instrument	2026791838
Transaction Type	Mortgage
Record Updated	Oct 16, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413 LACY LN, BELTON, MO 64012-2327

Mortgage

Document Number	0000791838,
Date	Oct 6, 2026
Book Page	5356/55
Instrument	2026791838

Lender

Name	COMMUNITYAMERICA CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Oct 15, 2051

Interest

Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 413 Lacy Ln was $1,751.

Source: Cass County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Cass County
Municipality	Belton City
Unified School District	Belton 124 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,751.00	$21,410 Land $1,980 Building $19,430	$112,670 Land $10,400 Building $102,270
2023	$1,572.00 (+4,970.97%)	$19,120 (+14.29%) Land $1,800 Building $17,320	$100,580 Land $9,450 Building $91,130
2022	$31.00	$16,730 Land $1,800 Building $14,930
2021			$88,000 Land $9,450 Building $78,550

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 413 Lacy Ln in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1979–1983)
Claims Outside the SFHA	3 of 3
Most Recent Claim	May 1983 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 413 Lacy Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 92% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELTON PWS serves 23,598 people · EPA ID MO1010061
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 474 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Wisper ISP Fixed Wireless	100 / 20

May also be available: T-Mobile.

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