504 Fuller St, Ludlow, MA 01056 Property Records

Hampden County and Ludlow Town property record for 504 Fuller St, Ludlow, MA 01056

Property Summary

Property Type	Duplex
Details	5 bd · 3.5 ba · 3,352 sqft · built 1954
Lot Size	3.07 acres (134,078 sqft)
Owner	Individual Name on Record
Last Sale	$400,000 (Oct 2023)
Tax Bill	$7,017 (2026)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Mar 2022 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`M:009-05850 B:69 L:0`

Property Details

APN / Parcel Number

Primary APN	`M:009-05850 B:69 L:0`
Alternative APNs	`LUDL M:9 B:5850 P:69` `3472`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	3 Half Baths
Total Rooms	9 Rooms
Units	2 Units
Stories	2 Stories
Building Area	3,352 sqft Living Area
Gross Area	6,152 sqft
Basement Area	1,780 sqft
Unfinished Basement	1,780 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1962
Architectural Style	Duplex Single
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	134,078 sqft (3.07 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	3472
Street Address	504 FULLER ST
City	LUDLOW
State	MA
Zip	01056-1364
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	AG
Legal Block	5850
Jurisdiction	LUDLOW MA
Township / Civil Division	LUDLOW
Census Block Group	2
Census Block	2001
Census Tract	810414

Owner

Source: Hampden County and Ludlow Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	504 FULLER ST, LUDLOW, MA 01056-1364
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2023	Quit Claim Deed, Transfer · FHA Mortgage RADIUS FINANCIAL GROUP
Mar 1, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance FIFTH THIRD BANK
Dec 9, 2021	Quit Claim Deed, Transfer · Stand-Alone Refinance HOMETOWN BANK
Sep 10, 2021	Quit Claim Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 2, 2023 · Amount on Record
Deed Sale	Oct 2, 2023 · Amount on Record
Prior Sale	Sep 10, 2021 · Amount on Record
Deed Document Number	202346876
Record Updated	Oct 29, 2026

October 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LUDLOW MA
Recording Date	Oct 2, 2023
Property Address	504 FULLER ST, LUDLOW, MA 01056-1364
Document Number	025177-598
Book / Page	25177 / 598
Instrument Date	Oct 2, 2023
Instrument	46876
Transaction Type	Transfer
Record Updated	Oct 20, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	123 HOMER ST, AGAWAM, MA 01001

Mortgage

Document Number	0000046877
Date	Oct 2, 2023
Instrument	46877

Lender

Name	RADIUS FINANCIAL GROUP

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUDLOW MA
Property Address	504 FULLER ST, LUDLOW, MA 01056-1364
Transaction Type	Mortgage
Record Updated	Mar 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	024428-389
Date	Mar 1, 2022
Book Page	24428/389
Instrument	12782

Lender

Name	FIFTH THIRD BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

December 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LUDLOW MA
Recording Date	Dec 9, 2021
Property Address	504 FULLER ST, LUDLOW, MA 01056-1364
Document Number	024293-346
Book / Page	24293 / 346
Instrument Date	Dec 9, 2021
Instrument	87593
Transaction Type	Transfer
Record Updated	Dec 24, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 WHEELER RD, HOLLIS, NH 03049-5931

Mortgage

Document Number	024293-348
Date	Dec 9, 2021
Book Page	24293/348
Instrument	87594

Lender

Name	HOMETOWN BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

September 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LUDLOW MA
Recording Date	Sep 10, 2021
Property Address	504 FULLER ST, LUDLOW, MA 01056-1364
Document Number	24112-229
Book / Page	24112 / 229
Instrument Date	Aug 31, 2021
Instrument	63707
Transaction Type	Transfer
Record Updated	Sep 24, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 WHEELER RD, HOLLIS, NH 03049-5931

Tax Assessment & Valuation

Source: Hampden County and Ludlow Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
County Subdivision	Ludlow Town
Unified School District	Ludlow School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,017.00 (+2.41%)	$438,300 (+10.99%) Land $126,900 Building $311,400	$422,183
2025	$6,852.00 (+4.66%)	$394,900 (+9.12%) Land $117,200 Building $277,700
2024	$6,547.00 (+3.51%)	$361,900 (+11.63%) Land $117,600 Building $244,300
2023	$6,325.00	$324,200 Land $103,200 Building $221,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH HADLEY FD #1 (MWRA) serves 14,800 people · EPA ID MA1275000
Water Source	Purchased surface water from MWRA
Last State Inspection	Jul 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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