Hampden County and Ludlow Town property record for 490 Fuller St, Ludlow, MA 01056
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2.5 ba · 2,357 sqft · built 1822 |
| Lot Size | 0.517 acres (22,521 sqft) |
| Owner | Individual Name on File |
| Last Sale | $200,000 (Nov 2003) |
| Tax Bill | $5,616 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | M:009-05850 B:71 L:0 |
| Primary APN | M:009-05850 B:71 L:0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,357 sqft Living Area |
| Gross Area | 5,522 sqft |
| Basement Area | 864 sqft |
| Unfinished Basement | 864 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1822 |
|---|---|
| Effective Year Built | Effective 1962 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 22,521 sqft (0.517 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 3474 |
|---|---|
| Street Address | 490 FULLER ST |
| City | LUDLOW |
| State | MA |
| Zip | 01056-1387 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG |
| Legal Block | 5850 |
| Jurisdiction | LUDLOW MA |
| Township / Civil Division | LUDLOW |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 810414 |
490 Fuller St is owned and occupied by an individual who bought it in November 2003.
Source: Hampden County and Ludlow Town records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 490 FULLER ST, LUDLOW, MA 01056-1387 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 7, 2003 · Amount on File |
| Deed Sale | Nov 7, 2003 · Amount on File |
| Prior Sale | Feb 1, 2001 · Amount on File |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 490 Fuller St was $5,616, up 1.9% from the year before.
Source: Hampden County and Ludlow Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| County Subdivision | Ludlow Town |
| Unified School District | Ludlow School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,616.00 (+1.92%) | $350,800 (+10.45%) Land $90,100 Building $260,700 | $432,731 (-5.65%) |
| 2025 | $5,510.00 (+3.71%) | $317,600 (+8.14%) Land $81,900 Building $235,700 | $458,660 (+3.83%) |
| 2024 | $5,313.00 (+4.05%) | $293,700 (+12.23%) Land $82,700 Building $211,000 | $441,750 |
| 2023 | $5,106.00 | $261,700 Land $72,500 Building $189,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 490 Fuller St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 490 Fuller St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTH HADLEY FD #1 (MWRA) serves 14,800 people · EPA ID MA1275000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Jul 2025 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: GoNetspeed.
5G and 4G LTE (outdoors only)
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