504 Ferrum Ln, Chesapeake, VA 23322 Property Records

Chesapeake City property record for 504 Ferrum Ln, Chesapeake, VA 23322

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,090 sqft · built 1983
Lot Size0.322 acres (14,026 sqft)
Owner2 Individual Names on File
Last Sale$345,000 (Jul 2017)
Tax Bill$4,371 (2025)
Deeds & MortgagesJul 2020 Mortgage
Jul 2017 Sale & Mortgage
APN0593007000120

Property Details

APN / Parcel Number

Primary APN0593007000120

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,090 sqft Living Area
1st Floor Area832 sqft
Upper Floors Area832 sqft
AtticAttic
Attic Area378 sqft
FlooringCarpet
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1983
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGambrel
Roof MaterialAsphalt
Lot Area14,026 sqft (0.322 acres)
Lot Dimensions156 ft deep x 55 ft wide
Garage TypeAttached
Garage Area378 sqft

Exterior Amenities

PorchSlab
Porch Area24 sqft
Deck AreaDeck Area
Patio Area694 sqft
Shed1 Shed
Shed Area120 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address504 FERRUM LN
CityCHESAPEAKE
StateVA
Zip23322-7269
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR12AS: RES
Legal Description72 PINES OF WARRICK SEC THREE
Legal SubdivisionPINES OF WARRICK, CEDAR LAKES
JurisdictionCHESAPEAKE CITY VA
Township / Civil DivisionCHESAPEAKE
Census Block Group1
Census Block1000
Census Tract21010

Owner

504 Ferrum Ln is owned and occupied by two individuals who bought it in July 2017.

Source: Chesapeake City records, as of October 13, 2026

Owner of Record2 Individual Names on File
Mailing Address504 FERRUM LN, CHESAPEAKE, VA 23322-7269
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 24, 2020Deed of Trust, Mortgage · Conventional Mortgage
ADVANCE FINANCIAL GROUP
Jul 13, 2017Warranty Deed, Transfer · FHA Mortgage
ATLANTIC BAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 13, 2017 · Amount on File
Deed SaleJul 13, 2017 · Amount on File
Prior SaleMar 29, 2016 · Amount on File
Deed Document Number201718876
Deed Book / Page9808 / 1989
Record UpdatedOct 29, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address504 FERRUM LN, CHESAPEAKE, VA 23322-7269
Transaction TypeMortgage
Record UpdatedDec 23, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number10186/1528
DateJul 24, 2020
Book Page10186/1528
Instrument200024613
Lender
NameADVANCE FINANCIAL GROUP
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2050
Interest
Rate TypeFixed Rate

July 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHESAPEAKE CITY VA
Recording DateJul 13, 2017
Property Address504 FERRUM LN, CHESAPEAKE, VA 23322-7269
Document Number9808/1989
Book / Page9808 / 1989
Instrument DateJun 23, 2017
Instrument170018876
Transaction TypeTransfer
Record UpdatedSep 20, 2021
Title CompanyLANDMARK TITLE, LANDMARK TITLE LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address504 FERRUM LN, CHESAPEAKE, VA 23322-7269

Mortgage

Document Number170018877
DateJul 13, 2017
Instrument170018877
Lender
NameATLANTIC BAY MORTGAGE GROUP LLC
Agreement
TypeFHA Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 504 Ferrum Ln was $4,371.

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityChesapeake City
Unified School DistrictChesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$474,900 (+9.73%) Land $200,000 Building $274,900$474,900 (+9.73%) Land $200,000 Building $274,900
2025$4,371.00$432,800 Land $180,000 Building $252,800$432,800 Land $180,000 Building $252,800
2023$394,400 (+5.06%) Land $160,000 Building $234,400$394,400 (+5.06%) Land $160,000 Building $234,400
2022$375,400 Land $130,000 Building $245,400$375,400 Land $130,000 Building $245,400
2019$3,208.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 504 Ferrum Ln; there have been 6 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on File
median of 30 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies48 units insured
incl. 18 condo units
Nearby Flood Claims6 (1996–2017)
Claims Outside the SFHA6 of 6
Most Recent ClaimJul 2017 · other causes
Claims by Event
  • Hurricane Matthew, Oct 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 504 Ferrum Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CHESAPEAKE - NORTHWEST RIVER SYS
serves 165,240 people · EPA ID VA3550051
Water SourceSurface water
Last State InspectionJun 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 397 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fiber
980 / 880

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