Chesapeake City property record for 503 Ferrum Ln, Chesapeake, VA 23322
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,246 sqft · built 1983 |
| Lot Size | 0.404 acres (17,598 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $340,000 (Jun 2008) |
| Tax Bill | $4,786 (2025) |
| Deeds & Mortgages | Aug 2010 Mortgage Sep 2015 Refinance + 1 more |
| APN | 0593007000160 |
| Primary APN | 0593007000160 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,246 sqft Living Area |
| 1st Floor Area | 1,008 sqft |
| Attic | Attic |
| Attic Area | 480 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Brick |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 17,598 sqft (0.404 acres) |
| Lot Dimensions | 231 ft deep x 65 ft wide |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Pool Area | 648 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 412 sqft |
| Patio Area | 492 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 503 FERRUM LN |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23322-7269 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R12AS: RES |
| Legal Description | 73C PINES OF WARRICK SEC THREE |
| Legal Subdivision | PINES OF WARRICK, CEDAR LAKES |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 21010 |
Source: Chesapeake City records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 503 FERRUM LN, CHESAPEAKE, VA 23322-7269 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 31, 2010 | Deed of Trust, Mortgage · Conventional Mortgage MONARCH BANK |
| Sep 15, 2015 | Deed of Trust, Mortgage · Stand-Alone Refinance LANGLEY FEDERAL CREDIT UNION |
| Jun 12, 2008 | Warranty Deed, Transfer · Conventional Mortgage WACHOVIA MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 12, 2008 · Amount on Record |
| Deed Sale | Jun 12, 2008 · Amount on Record |
| Deed Book / Page | 7516 / 354 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 503 FERRUM LN, CHESAPEAKE, VA 23322-7269 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 008199/309 |
|---|---|
| Date | Aug 31, 2010 |
| Book Page | 8199/309 |
| Name | MONARCH BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2040 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.38% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 503 FERRUM LN, CHESAPEAKE, VA 23322-7269 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 09559/1000 |
|---|---|
| Date | Sep 15, 2015 |
| Book Page | 9559/1000 |
| Instrument | 150025094 |
| Name | LANGLEY FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 1, 2030 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.99% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Jun 12, 2008 |
| Property Address | 503 FERRUM LN, CHESAPEAKE, VA 23322-7269 |
| Document Number | 007516/354 |
| Book / Page | 7516 / 354 |
| Instrument Date | Jun 10, 2008 |
| Transaction Type | Transfer |
| Record Updated | May 7, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0007516358 |
|---|---|
| Date | Jun 12, 2008 |
| Instrument | 7516/358 |
| Name | WACHOVIA MTG |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Chesapeake City assessment roll, as of August 25, 2025
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,786.00 (+36.74%) | $473,900 (+8.97%) Land $180,000 Building $293,900 | $473,900 (+8.97%) Land $180,000 Building $293,900 |
| 2023 | $434,900 (+5.43%) Land $160,000 Building $274,900 | $434,900 (+5.43%) Land $160,000 Building $274,900 | |
| 2022 | $412,500 Land $130,000 Building $282,500 | $412,500 Land $130,000 Building $282,500 | |
| 2019 | $3,500.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 30 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 48 units insured incl. 18 condo units |
| Nearby Flood Claims | 6 (1996–2017) |
| Claims Outside the SFHA | 6 of 6 |
| Most Recent Claim | Jul 2017 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 397 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber | 980 / 880 |
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