504 E Virginia Ave, Apt B, Effingham, IL 62401 Property Records

Effingham County property record for 504 E Virginia Ave, Apt B, Effingham, IL 62401

Property Summary

Property Type	Single Family Home
Details	1 bd · 1.5 ba · 1,008 sqft · built 1995
Lot Size	0.08 acres (3,485 sqft)
Owner	Company Name on Record
Last Sale	$99,500 (Feb 2022)
Tax Bill	$2,129 (2025)
Deeds & Mortgages	Jul 2023 Transfer Feb 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-16-015-037`

Property Details

APN / Parcel Number

Primary APN	`03-16-015-037`

Interior

Bedrooms	1 Bed
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,008 sqft Base Area
1st Floor Area	1,008 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Duplex Single
Construction Type	Frame
Lot Area	3,485 sqft (0.08 acres)
Garage Area	414 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	504 E VIRGINIA AVE, B
City	EFFINGHAM
State	IL
Zip	62401-3370
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT B BUSHUR'S E VIRGINIA AVE SUB 3868/228 3762/71 3749/296 1139/158
Legal Subdivision	VIRGINIA AVE SUB
Legal Lot Number	B
Jurisdiction	EFFINGHAM IL
Township / Civil Division	DOUGLAS
Census Block Group	1
Census Block	1092
Census Tract	950600

Owner

Source: Effingham County records, as of October 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	201 SANTA BARBARA DR, EFFINGHAM, IL 62401-3013
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2023	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Feb 15, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage FIRST NATIONAL BANK OF WATERLOO
Dec 22, 2021	Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 15, 2022 · Amount on Record
Deed Sale	Feb 15, 2022 · Amount on Record
Deed Document Number	2022697
Deed Book / Page	3762 / 71
Last Transfer Date	Jun 12, 2023
Transfer Doc	003868/228
Record Updated	Oct 29, 2026

July 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	EFFINGHAM IL
Recording Date	Jul 17, 2023
Property Address	504 E VIRGINIA AVE APT B, B, EFFINGHAM, IL 62401-3370
Document Number	003868/228
Book / Page	3868 / 228
Map Reference	MB 1138 PG 205
Instrument Date	Jun 12, 2023
Instrument	202323002311
Transaction Type	Transfer
Record Updated	Aug 22, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	201 SANTA BARBARA DR, EFFINGHAM, IL 62401-3013

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM IL
Recording Date	Feb 15, 2022
Property Address	504 E VIRGINIA AVE APT B, B, EFFINGHAM, IL 62401-3370
Document Number	0003762/71
Book / Page	3762 / 71
Map Reference	PL 191-D MB 1138
Instrument Date	Feb 14, 2022
Instrument	202222000697
Transaction Type	Transfer
Record Updated	Jul 22, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$99.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	106 SANTA BARBARA DR, 106, EFFINGHAM, IL 62401-3001

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	201 SANTA BARBARA DR, EFFINGHAM, IL 62401-3013

Mortgage

Document Number	202222000698
Date	Feb 15, 2022
Instrument	202222000698

Lender

Name	FIRST NATIONAL BANK OF WATERLOO
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

December 2021: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	EFFINGHAM IL
Recording Date	Dec 22, 2021
Property Address	504 E VIRGINIA AVE APT B, B, EFFINGHAM, IL 62401-3370
Document Number	003749/296
Book / Page	3749 / 296
Map Reference	MB 1138 PG 205
Instrument Date	Dec 17, 2021
Instrument	202121006237
Transaction Type	Transfer
Record Updated	Jul 22, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	914 COUNTRY CLUB DR, MAQUOKETA, IA 52060-3305

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of October 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Douglas Township
Municipality	Effingham City
Unified School District	Effingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,129.00 (-6.62%) Homeowner's exemption	$43,740 (+10.01%) Land $5,370 Building $38,370	$131,220 (+10.01%) Land $16,110 Building $115,110
2024	$2,280.00 (+186.79%)	$39,760 (+19.9%) Land $4,880 Building $34,880	$119,280 (+19.9%) Land $14,640 Building $104,640
2022	$795.00	$33,160 Land $4,070 Building $29,090	$99,480 Land $12,210 Building $87,270

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EFFINGHAM serves 12,252 people · EPA ID IL0490250
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wabash Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Fidium Fiber DSL	500 / 75
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
AT&T Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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