502 E Virginia Ave, Effingham, IL 62401 Property Records

Effingham County property record for 502 E Virginia Ave, Effingham, IL 62401

Property Summary

Property Type	Duplex
Details	1 bd · 1 ba · 952 sqft · built 1956
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on Record
Last Sale	$140,000 (Oct 2017)
Tax Bill	$2,259 (2025)
Deeds & Mortgages	Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-16-015-024`

Property Details

APN / Parcel Number

Primary APN	`03-16-015-024`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	952 sqft Base Area
1st Floor Area	952 sqft
Basement Area	952 sqft
Unfinished Basement	952 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Duplex Single
Construction Type	Frame
Lot Area	6,534 sqft (0.15 acres)
Garage Area	216 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	502 E VIRGINIA AVE
City	EFFINGHAM
State	IL
Zip	62401-3339
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	LOT 7 BLK 2 WH ENGBRING SUB 3337/339 3007/344 1256/278
Legal Subdivision	WH ENGBRING SUBDIVISION
Legal Block	2
Legal Lot Number	7
Jurisdiction	EFFINGHAM IL
Township / Civil Division	DOUGLAS
Census Block Group	1
Census Block	1092
Census Tract	950600

Owner

Source: Effingham County records, as of October 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	502 E VIRGINIA AVE, EFFINGHAM, IL 62401-3339
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 2, 2017 · Amount on Record
Deed Sale	Oct 2, 2017 · Amount on Record
Prior Sale	Jan 8, 2014 · Amount on Record
Deed Document Number	20171704659
Deed Book / Page	3337 / 339
Record Updated	Oct 29, 2026

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM IL
Recording Date	Oct 2, 2017
Property Address	502 E VIRGINIA AVE, EFFINGHAM, IL 62401-3339
Document Number	3337/339
Book / Page	3337 / 339
Map Reference	MB 1 PG 30
Instrument Date	Sep 29, 2017
Instrument	201701704659
Transaction Type	Transfer
Record Updated	Aug 5, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$210.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	502 E VIRGINIA AVE, EFFINGHAM, IL 62401-3339

Mortgage

Document Number	201701704660
Date	Oct 2, 2017
Instrument	201701704660

Lender

Name	DIETERICH BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2047

Interest

Rate Type	Fixed Rate
Rate	3.87%

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of October 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Douglas Township
Municipality	Effingham City
Unified School District	Effingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,259.00 (+19.08%)	$46,040 (+31.92%) Land $10,760 Building $35,280	$138,120 (+31.92%) Land $32,280 Building $105,840
2022	$1,897.00 Homeowner's exemption	$34,900 Land $8,160 Building $26,740	$104,700 Land $24,480 Building $80,220

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EFFINGHAM serves 12,252 people · EPA ID IL0490250
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wabash Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Fidium Fiber DSL	500 / 75
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
AT&T Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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