504 E North Ave, Flora, IL 62839 Property Records

Clay County property record for 504 E North Ave, Flora, IL 62839 · Last verified July 2026

Property Highlights

Property Type	Commercial > Retail
Lot Size	12,307 sqft (0.282 acres)
Last Sale	$37,000 (2020)
Tax Bill	$1,269.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`10-25-312-036`

Exterior

Lot Area	12,307 sqft (0.282 acres)

Location & Zoning

Street Address	504 E NORTH AVE
City	FLORA
State	IL
Zip	62839-2534
Property Usage	Commercial Property Usage
Type	Commercial > Retail
Legal Description	N A EDDY'S ADDN LOT 4
Legal Subdivision	N A EDDYS ADD
Legal Lot Number	4
Jurisdiction	CLAY IL
Minor Civil Division	HARTER
Census Blockgroup	2
Census Block	2026
Census Tract	972100

Owner

Source: Clay County records · APN 10-25-312-036

Assessment roll updated September 5, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	826 RIDER ST, FLORA, IL 62839-1035
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 05, 2020 · Amount on Record
Deed Sale	Oct 05, 2020 · Amount on Record
Prior Sale	Mar 18, 2016 · Amount on Record
Deed Doc Number	202078
Record Refreshed	Sep 20, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY IL
Recording Date	Oct 05, 2020
Property Address	504 E NORTH AVE, FLORA, IL 62839-2534
Document Number	0000200078
Instrument Date	Sep 18, 2020
Instrument	200078
Transaction Type	Transfer
Record Updated	Jun 01, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$55.50
Amount Accuracy	Calculated from Tax
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	826 RIDER ST, FLORA, IL 62839-1035

Mortgage

Document Number	0000200079
Date	Oct 05, 2020
Instrument	200079

Lender

Name	FLORA BANKING CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	144 Months
Due	Sep 18, 2032

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated September 5, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Clay County
County Subdivision	Harter Township
Municipality	Flora City
Unified School District	Flora Community Unit School District 35 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$15,599 (+9.87%) Land $2,967 Building $12,632	$46,797 (+9.87%) Land $8,901 Building $37,896
2024	$1,269.00 (-6.14%)
2022	$1,352.00 (+7.47%)	$14,198 Land $2,704 Building $11,494	$42,594 Land $8,112 Building $34,482
2021	$1,258.00

Flood & Wildfire

504 E North Ave is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Clay County (17025C), updated January 17, 2025

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.