Clay County property record for 439 E North Ave, Flora, IL 62839 · Last verified July 2026
| Property Type | Residential > Multi-Unit > Multi-Family Dwellings |
|---|---|
| Bathrooms | 2 Baths |
| Architecture Style | Multifamily |
| Year Built | Built 1900 |
| Square Footage | 1,356 sqft Living Area |
| Lot Size | 6,508 sqft (0.149 acres) |
| Garage | 625 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $165,000 (2025) |
| Primary APN | 10-25-312-022 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,356 sqft Living Area |
| Attic Area | 1,356 sqft Attic |
| Attic | 1 Attic |
| Basement Area | 452 sqft Basement |
| Stories | 1 Stories |
| Primary Flooring | Wood Flooring |
| Interior Structure | Plaster Interior Structure |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Multifamily Style |
| Exterior Material | Other Exterior |
| Construction Type | Frame Construction |
| Foundation Type | No Foundation Foundation |
| Roof Material | Shingle Roof |
| Lot Area | 6,508 sqft (0.149 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 625 sqft Garage |
| Porch Area | 256 sqft Porch |
| Heating System | Central Heating |
|---|
| Street Address | 439 E NORTH AVE |
|---|---|
| City | FLORA |
| State | IL |
| Zip | 62839-2533 |
| Property Usage | Residential Property Usage |
| Type | Residential > Multi-Unit > Multi-Family Dwellings |
| Legal Description | N A EDDY'S ADDN LOT 18 EX E 6' FOR ALLEY |
| Legal Subdivision | N A EDDYS ADDITION |
| Legal Lot Number | 18 |
| Jurisdiction | CLAY IL |
| Minor Civil Division | HARTER |
| Census Blockgroup | 3 |
| Census Block | 3069 |
| Census Tract | 972100 |
Source: Clay County records · APN 10-25-312-022
Assessment roll updated September 5, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 439 E NORTH AVE, FLORA, IL 62839-2533 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Sep 29, 2025 | Warranty Deed, Transfer · Conventional Mortgage PARAMOUNT RESIDENTIAL MORTGAGE |
| Oct 02, 2023 | Warranty Deed, Transfer · Veterans Administration Mortgage MORTGAGE RESEARCH CENTER LLC |
| Feb 22, 2021 | Deed of Trust, Mortgage · Veterans Administration Mortgage CLAY CITY BANKING CO |
| Dec 28, 2018 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage US BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 29, 2025 · Amount on Record |
| Deed Sale | Sep 29, 2025 · Amount on Record |
| Prior Sale | Oct 02, 2023 · Amount on Record |
| Deed Doc Number | 2025212701 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY IL |
| Recording Date | Sep 29, 2025 |
| Property Address | 439 E NORTH AVE, FLORA, IL 62839-2533 |
| Document Number | 0000212701 |
| Instrument Date | Sep 26, 2025 |
| Instrument | 212701 |
| Transaction Type | Transfer |
| Record Updated | Oct 29, 2025 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $247.50 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 439 E NORTH AVE, FLORA, IL 62839-2533 |
| Document Number | 0000212702 |
|---|---|
| Date | Sep 29, 2025 |
| Instrument | 212702 |
| Name | PARAMOUNT RESIDENTIAL MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2055 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.25% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY IL |
| Recording Date | Oct 02, 2023 |
| Property Address | 439 E NORTH AVE, FLORA, IL 62839-2533 |
| Document Number | 0000208108 |
| Instrument Date | Oct 02, 2023 |
| Instrument | 208108 |
| Transaction Type | Transfer |
| Record Updated | Oct 25, 2023 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $232.50 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 439 E NORTH AVE, FLORA, IL 62839-2533 |
| Document Number | 0000208109 |
|---|---|
| Date | Oct 02, 2023 |
| Instrument | 208109 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2053 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.99% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY IL |
| Property Address | 439 E NORTH AVE, FLORA, IL 62839-2533 |
| Transaction Type | Mortgage |
| Record Updated | Jun 01, 2023 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000201120 |
|---|---|
| Date | Feb 22, 2021 |
| Instrument | 201120 |
| Name | CLAY CITY BANKING CO |
|---|---|
| Type | Bank |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY IL |
| Recording Date | Dec 28, 2018 |
| Property Address | 439 E NORTH AVE, FLORA, IL 62839-2533 |
| Document Number | 000D195764 |
| Instrument Date | Dec 28, 2018 |
| Instrument | D195764 |
| Transaction Type | Transfer |
| Record Updated | Jun 01, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $165.00 |
| Amount Accuracy | Calculated from Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 439 E NORTH AVE, FLORA, IL 62839-2533 |
| Investor | Possibly a Property Investor |
| Document Number | 000D195765 |
|---|---|
| Date | Dec 28, 2018 |
| Instrument | D195765 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 372 Months |
| Due | Jan 01, 2049 |
| Rate Type | Fixed Rate |
|---|
Source: Clay County records · Assessment roll updated September 5, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Clay County |
| County Subdivision | Harter Township |
| Municipality | Flora City |
| Unified School District | Flora Community Unit School District 35 (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $56,748 (+11.45%) Land $3,960 Building $52,788 | $170,244 (+11.45%) Land $11,880 Building $158,364 | |
| 2024 | Homeowner's exemption Disabled Person's exemption Veteran's exemption | $50,918 (+91.49%) Land $3,553 Building $47,365 | $152,754 (+91.49%) Land $10,659 Building $142,095 |
| 2022 | $1,900.00 (+9.89%) Homeowner's exemption | $26,591 Land $2,977 Building $23,614 | $79,773 Land $8,931 Building $70,842 |
| 2021 | $1,729.00 |
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