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504 E Fourth St, Cumberland, MD 21502 Property Records

Allegany County property record for 504 E Fourth St, Cumberland, MD 21502 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms1 Baths
Year BuiltBuilt 1927
Square Footage1,492 sqft Total Area
Lot Size6,005 sqft (0.138 acres)
GarageMixed, 1,176 sqft
OccupancyOwner Occupied
Last Sale$99,500 (2022)
Tax Bill$821.00 (2025)

Property Details

APN / Parcel Number

Primary APN04-020391
Alternative APNs
  • 4020391
  • 020391

Interior

Full Baths1 Baths
Building Area1,492 sqft Total Area
Stories2 Stories

Exterior

Year BuiltBuilt 1927
Effective Year BuiltEffective 1927
Exterior MaterialBlock Exterior
Roof MaterialComposition Shingle Roof
Lot Area6,005 sqft (0.138 acres)
Depth X Width120 ft x 50 ft Depth x Width
Parking Spaces4 Parking Spaces
Garage TypeMixed Garage
Garage Area1,176 sqft Garage
Porch Area308 sqft Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air with Air Conditioning Heating
SewageSewage Connected

Location & Zoning

Account Number020391
Street Address504 E FOURTH ST
CityCUMBERLAND
StateMD
Zip21502-4100
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionFOURTH ST & SOUTH ST LOTS 285-286 50X120 LAINGS ADDN 120
Legal SubdivisionLAINGS ADD
Legal Lot Number285,286
JurisdictionALLEGANY MD
Minor Civil Division4, CUMBERLAND
Census Blockgroup2
Census Block2059
Census Tract700

Owner

Source: Allegany County records · APN 04-020391

Assessment roll updated July 31, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address504 E FOURTH ST, CUMBERLAND, MD 21502-4100
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 18, 2022Deed, Transfer · Federal Housing Administration (FHA) Mortgage
HOMESPIRE MORTGAGE CORP
Nov 16, 2021Deed, Transfer · Federal Housing Administration (FHA) Mortgage
HOMESPIRE MORTGAGE CORP
Feb 06, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 18, 2022 · Amount on Record
Deed SaleApr 18, 2022 · Amount on Record
Prior SaleNov 16, 2021 · Amount on Record
Deed Book / Page2774 / 35
Prior Transfer DateJan 24, 2020
Prior Transfer Doc0025330285
Record RefreshedSep 20, 2026

April 2022: Deed, Transfer

Document TypeDeed
JurisdictionALLEGANY MD
Recording DateApr 18, 2022
Property Address504 E FOURTH ST, CUMBERLAND, MD 21502-4100
Document Number002774-0035
Book / Page2774 / 35
Instrument DateMar 30, 2022
Transaction TypeTransfer
Record UpdatedMay 03, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address504 E FOURTH ST, CUMBERLAND, MD 21502-4100

Mortgage

Document Number0002774042
DateApr 18, 2022
Instrument2774-042
Lender
NameHOMESPIRE MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueApr 01, 2052

November 2021: Deed, Transfer

Document TypeDeed
JurisdictionALLEGANY MD
Recording DateNov 16, 2021
Property Address504 E FOURTH ST, CUMBERLAND, MD 21502-4100
Document Number002723-0382
Book / Page2723 / 382
Instrument DateOct 25, 2021
Transaction TypeTransfer
Record UpdatedDec 01, 2021
Title CompanyATTICUS TITLE SVCS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number002723-0387
DateNov 16, 2021
Book Page2723/387
Lender
NameHOMESPIRE MORTGAGE CORP
TypeMortgage Company
AddressGAITHERSBURG, MD 20878
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueNov 01, 2051

February 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionALLEGANY MD
Recording DateFeb 06, 2020
Property Address504 E FOURTH ST, CUMBERLAND, MD 21502-4100
Document Number0025330285
Book / Page002533 / 000285
Instrument DateJan 24, 2020
Transaction TypeTransfer
Record UpdatedFeb 25, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim Document

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address824 W INDIANTOWN RD JUPITER FL 334587566, JUPITER, FL 33458-7566

Tax Assessment & Valuation

Source: Allegany County records · Assessment roll updated July 31, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAllegany County
MunicipalityCumberland City
Unified School DistrictAllegany County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$100,200 (+11.83%) Land $12,100 Building $88,100$100,200 (-) Land $12,100 Building $88,100
2025$821.00 (+29.09%)$89,600 (+30.99%)$100,200 (+46.49%) Land $12,100 Building $88,100
2023$636.00$68,400 Land $12,100 Building $56,300$68,400 Land $12,100 Building $56,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Allegany County (24001C), updated November 12, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the Chapel Hill Historic District
listed 2005 · 810 contributing resources · NRIS 05001477

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

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