Allegany County property record for 404 E Fourth St, Cumberland, MD 21502 · Last verified August 2026
| Property Type | Townhouse |
|---|---|
| Details | 3.5 ba · 3,768 sqft · built 1910 |
| Lot Size | 0.235 acres (10,254 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $149,900 (Dec 2021) |
| Tax Bill | $1,191 (2025) |
| Deeds & Mortgages | Dec 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-028643 |
| Primary APN | 04-028643 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Units | 3 Units |
| Stories | 2 Stories |
| Building Area | 3,768 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Townhouse |
| Exterior Material | Stucco |
| Lot Area | 10,254 sqft (0.235 acres) |
| Porch | Slab |
| Porch Area | 578 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Connected |
| Account Number | 028643 |
|---|---|
| Street Address | 404 E FOURTH ST |
| City | CUMBERLAND |
| State | MD |
| Zip | 21502-4126 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | SEYMOUR-4TH STS LTS 72 THRU 75 101X100 PT 76 104X100 |
| Legal Lot Number | 72-75 |
| Jurisdiction | ALLEGANY MD |
| Township / Civil Division | 4, CUMBERLAND |
| Census Block Group | 2 |
| Census Block | 2041 |
| Census Tract | 700 |
Source: Allegany County records · APN 04-028643
Assessment roll updated July 31, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 408 E FOURTH ST, CUMBERLAND, MD 21502-4126 |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 01, 2021 · Amount on Record |
| Deed Sale | Dec 01, 2021 · Amount on Record |
| Prior Sale | Jul 01, 2009 |
| Deed Book / Page | 2729 / 128 |
| Prior Transfer Date | Apr 13, 2004 |
| Prior Transfer Doc | 0000040703 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ALLEGANY MD |
| Recording Date | Dec 01, 2021 |
| Property Address | 404 E FOURTH ST, CUMBERLAND, MD 21502-4126 |
| Document Number | 002729-0128 |
| Book / Page | 2729 / 128 |
| Instrument Date | Aug 20, 2021 |
| Transaction Type | Transfer |
| Record Updated | May 02, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2490 LINWOOD LN, WOODBRIDGE, VA 22192-3402 |
| Document Number | 0002729134 |
|---|---|
| Date | Dec 01, 2021 |
| Instrument | 2729/134 |
| Name | FIRST MORTGAGE SERVICES GROUP INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Sep 01, 2051 |
Source: Allegany County records · Assessment roll updated July 31, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Allegany County |
| Municipality | Cumberland City |
| Unified School District | Allegany County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $147,600 (+55.7%) Land $13,000 Building $134,600 | $147,600 (+55.7%) Land $13,000 Building $134,600 | |
| 2025 | $1,191.00 (+35.19%) | ||
| 2023 | $881.00 | $94,800 Land $13,000 Building $81,800 | $94,800 Land $13,000 Building $81,800 |
Source: FEMA National Flood Hazard Layer, Allegany County (24001C), updated November 12, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Historic District | Within the Chapel Hill Historic District listed 2005 · 810 contributing resources · NRIS 05001477 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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