504 Day Rd, Berea, KY 40403 Property Records

Garrard County property record for 504 Day Rd, Berea, KY 40403 · Last verified May 2026

Property Summary

Property Type	Rural Home
Details	3 bd · 1 ba
Lot Size	97 acres (4,225,320 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,841 (2025)
Deeds & Mortgages	Jul 2025 Line of Credit Mar 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`69-024`

Property Details

APN / Parcel Number

Primary APN	`69-024`
Alternative APN	`22873`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Metal
Lot Area	4,225,320 sqft (97 acres)

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	22873
Street Address	504 DAY RD
City	BEREA
State	KY
Zip	40403-8995
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Jurisdiction	GARRARD KY
Township / Civil Division	PAINT LICK
Census Block Group	2
Census Block	2014
Census Tract	970400

Owner

Source: Garrard County records · APN 69-024

Assessment roll updated May 5, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	504 DAY RD, BEREA, KY 40403-8995
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2025	Deed of Trust, Mortgage · Line of Credit COMMUNITY TRUST BANK INC
Mar 08, 2021	Warranty Deed, Transfer
Jun 08, 2020	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARRARD KY
Property Address	504 DAY RD, BEREA, KY 40403-8995
Transaction Type	Mortgage
Record Updated	May 05, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M460/428
Date	Jul 29, 2025
Book Page	M460/428
Instrument	197008

Lender

Name	COMMUNITY TRUST BANK INC
Type	Bank
Address	PIKEVILLE, KY 41502

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Aug 01, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GARRARD KY
Recording Date	Mar 08, 2021
Property Address	504 DAY RD, BEREA, KY 40403-8995
Document Number	00D308/361
Book / Page	D308 / 361
Map Reference	DB 102 PG 435
Instrument Date	Feb 04, 2021
Instrument	160922
Transaction Type	Transfer
Record Updated	May 05, 2026

Transaction

Amount	Amount Recorded
Tax	$275.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	646 DAY RD, BEREA, KY 40403-8996

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	504 DAY RD, BEREA, KY 40403-8995

June 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	GARRARD KY
Recording Date	Jun 08, 2020
Property Address	504 DAY RD, BEREA, KY 40403-8995
Document Number	00D303/437
Book / Page	D303 / 437
Map Reference	DB 67 PG 318
Instrument Date	May 09, 2020
Instrument	157358
Transaction Type	Transfer
Record Updated	May 05, 2026

Transaction

Amount	Amount Recorded
Tax	$70.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2665 OLD RAILROAD GRADE RD, PAINT LICK, KY 40461-8644

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	504 DAY RD, BEREA, KY 40403-8995

Tax Assessment & Valuation

Source: Garrard County records · Assessment roll updated May 5, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Garrard County
Unified School District	Garrard County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,841.00 (-0.49%)	$475,000 (+15%) Land $40,000 Building $435,000	$475,000 (+15%) Land $40,000 Building $435,000
2024	$4,865.00 (-2.84%)	$190,000 (-) Land $40,000 Building $150,000	$190,000 (-) Land $40,000 Building $150,000
2023	$5,007.00 (+147.63%)	$190,000 (-) Land $40,000 Building $150,000	$190,000 (-) Land $40,000 Building $150,000
2022	$2,022.00	$190,000 Land $40,000 Building $150,000	$190,000 Land $40,000 Building $150,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Garrard County (21079C), updated December 21, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 210799704002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1991–2010)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 2010, river or lake flooding, Severe Storms, Flooding, Mudslides, And Tornadoes

Wildfire

Wildfire Risk	Moderate above 40% of the US · above 71% of Kentucky
Wildfire Likelihood	About 1 in 2,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 2 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
Uniti Group	Fiber	2,000 / 2,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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