229 Day Rd, Berea, KY 40403 Property Records

Garrard County property record for 229 Day Rd, Berea, KY 40403

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · built 1991
Lot Size1 acres (43,560 sqft)
Owner2 Individuals on Record
Last Sale$33,250 (Apr 2020)
Tax Bill$968 (2025)
Deeds & MortgagesSep 2012 Line of Credit
Sep 2012 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN69-027

Property Details

APN / Parcel Number

Primary APN69-027
Alternative APN
  • 4847

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Exterior MaterialBrick Veneer
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area43,560 sqft (1 acres)
Garage TypeBasement

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number4847
Street Address229 DAY RD
CityBEREA
StateKY
Zip40403-8992
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description1 AC & HOUSE
Legal SubdivisionBRUSHY FORK RD
JurisdictionGARRARD KY
Township / Civil DivisionPAINT LICK
Census Block Group2
Census Block2010
Census Tract970400

Owner

Source: Garrard County assessment roll, as of May 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individuals on Record
Mailing Address229 DAY RD, BEREA, KY 40403-8992
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Sep 10, 2012Deed of Trust, Mortgage · Line of Credit
PARK COMMUNITY FEDERAL CREDIT UNION
Sep 10, 2012Deed of Trust, Mortgage
PARK COMMUNITY FEDERAL CREDIT UNION
Apr 7, 2025Intrafamily Transfer, Transfer
Jan 21, 2025Intrafamily Transfer, Transfer
Apr 9, 2020Warranty Deed, Transfer
Jan 2, 2020Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 9, 2020 · Amount on Record
Deed SaleApr 9, 2020 · Amount on Record
Prior SaleJan 2, 2020 · Amount on Record
Deed Document Number2020156675
Deed Book / Page302 / 644
Last Transfer DateApr 4, 2025
Transfer Doc0000193312
Record UpdatedSep 20, 2026

September 2012: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGARRARD KY
Property Address229 DAY RD, BEREA, KY 40403-8992
Transaction TypeMortgage
Record UpdatedJun 29, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000317/199
DateSep 10, 2012
Book Page317/199
Instrument113471
Lender
NamePARK COMMUNITY FEDERAL CREDIT UNION
AddressLOUISVILLE, KY 40228
Agreement
TypeLine of Credit
AmountAmount Recorded
Term178 Months
DueJul 20, 2027

September 2012: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGARRARD KY
Property Address229 DAY RD, BEREA, KY 40403-8992
Transaction TypeMortgage
Record UpdatedJun 29, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000317/183
DateSep 10, 2012
Book Page317/183
Instrument113470
Lender
NamePARK COMMUNITY FEDERAL CREDIT UNION
AddressLOUISVILLE, KY 40228
Agreement
AmountAmount Recorded
Term119 Months
DueAug 1, 2022

April 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionGARRARD KY
Recording DateApr 7, 2025
Property Address229 DAY RD, BEREA, KY 40403-8992
Document Number00D331/322
Book / PageD331 / 322
Map ReferenceCAB 7 SL 143
Instrument DateApr 4, 2025
Instrument193312
Transaction TypeTransfer
Record UpdatedJun 29, 2026

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address229 DAY RD, BEREA, KY 40403-8992

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address229 DAY RD, BEREA, KY 40403-8992

January 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionGARRARD KY
Recording DateJan 21, 2025
Property Address229 DAY RD, BEREA, KY 40403-8992
Document Number00D330/153
Book / PageD330 / 153
Map ReferenceCAB 7 SL 68
Instrument DateJan 17, 2025
Instrument190941
Transaction TypeTransfer
Record UpdatedJun 29, 2026

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address1175 RICHMOND RD, LANCASTER, KY 40444-9703

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address229 DAY RD, BEREA, KY 40403-8992

April 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGARRARD KY
Recording DateApr 9, 2020
Property Address229 DAY RD, BEREA, KY 40403-8992
Document Number00D302/644
Book / PageD302 / 644
Map ReferenceBK 16 PG 210
Instrument DateApr 6, 2020
Instrument156675
Transaction TypeTransfer
Record UpdatedJun 29, 2026

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 1132, BEREA, KY 40403-3132

Transferred To (Grantee/Buyer)

NameVerified Name
Address229 DAY RD, BEREA, KY 40403-8992

January 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGARRARD KY
Recording DateJan 2, 2020
Property Address229 DAY RD, BEREA, KY 40403-8992
Document Number00D301/529
Book / PageD301 / 529
Map ReferenceDB 232 PG 904
Instrument DateDec 30, 2019
Instrument155575
Transaction TypeTransfer
Record UpdatedJun 29, 2026

Transaction

AmountAmount Recorded
Tax$38.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3520 INDIAN SUMMER TRL, LEXINGTON, KY 40509-2041

Transferred To (Grantee/Buyer)

NameVerified Name
Address229 DAY RD, BEREA, KY 40403-8992

Tax Assessment & Valuation

Source: Garrard County assessment roll, as of May 5, 2026

Property Jurisdictions

TypeName
StateKentucky
CountyGarrard County
Unified School DistrictGarrard County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$968.00 (-0.51%)$95,000 (-) Land $20,000 Building $75,000$95,000 (-) Land $20,000 Building $75,000
2024$973.00 (-2.8%)$95,000 (-) Land $20,000 Building $75,000$95,000 (-) Land $20,000 Building $75,000
2023$1,001.00 (-0.99%)$95,000 (-) Land $20,000 Building $75,000$95,000 (-) Land $20,000 Building $75,000
2022$1,011.00$95,000 Land $20,000 Building $75,000$95,000 Land $20,000 Building $75,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (1991–2010)
Claims Outside the SFHA1 of 2
Most Recent ClaimMay 2010 · Severe Storms, Flooding, Mudslides, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · above 70% of Kentucky
Wildfire Likelihood0.06% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGARRARD CO WATER ASSOC INC
private · serves 14,806 people · EPA ID KY0400151
Water SourcePurchased surface water from several systems
Last State InspectionJun 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber
2,000 / 2,000

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