Webster County property record for 504 Bluff St, Providence, KY 42450
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,110 sqft |
| Owner | Individual Name on File |
| Last Sale | $75,000 (Apr 2024) |
| Tax Bill | $793 (2025) |
| Deeds & Mortgages | Apr 2024 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | PR6-004-010 |
| Primary APN | PR6-004-010 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,110 sqft Finished Area |
| Family Room | Family Room |
| Exterior Material | Stucco |
|---|---|
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Pool Area | 800 sqft |
|---|---|
| Porch | Porch |
| Porch Area | 126 sqft |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Account Number | 2070 |
|---|---|
| Street Address | 504 BLUFF ST |
| City | PROVIDENCE |
| State | KY |
| Zip | 42450-1644 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOUSE & LOTS (#107-108) |
| Legal Lot Number | 107-108 |
| Jurisdiction | WEBSTER KY |
| Township / Civil Division | PROVIDENCE |
| Census Block Group | 4 |
| Census Block | 4014 |
| Census Tract | 960400 |
Source: Webster County records · APN PR6-004-010
Assessment roll updated April 1, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 504 BLUFF ST, PROVIDENCE, KY 42450-1644 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 25, 2024 · Amount on Record |
| Deed Sale | Apr 25, 2024 · Amount on Record |
| Prior Sale | Oct 05, 2016 · Amount on Record |
| Deed Document Number | 460535 |
| Deed Book / Page | DEED322 / 712 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WEBSTER KY |
| Property Address | 504 BLUFF ST, PROVIDENCE, KY 42450-1644 |
| Transaction Type | Mortgage |
| Record Updated | May 14, 2024 |
| Name | Verified Name |
|---|---|
| Address | 504 BLUFF ST, PROVIDENCE, KY 42450-1644 |
| Document Number | 0000393/54 |
|---|---|
| Date | Apr 25, 2024 |
| Book Page | 393/54 |
| Instrument | 460536 |
| Name | INDEPENDENCE BANK OF KENTUCKY |
|---|---|
| Type | Bank |
| Address | 2425 FREDERICA ST, OWENSBORO, KY 42301 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | May 01, 2044 |
Source: Webster County records · Assessment roll updated April 1, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Webster County |
| Municipality | Providence City |
| Unified School District | Webster County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $793.00 (+77.4%) | $75,000 (+78.57%) | $75,000 (+78.57%) |
| 2023 | $447.00 | $42,000 | $42,000 |
Source: FEMA National Flood Hazard Layer as of October 7, 2023 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
Based on FCC filings for 229 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | PROVIDENCE WATER WORKS serves 4,538 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Apr 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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