Webster County property record for 308 Bluff St, Providence, KY 42450
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,039 sqft |
| Owner | Individual Name on File |
| Last Sale | $39,000 (Jun 2021) |
| Tax Bill | $412 (2025) |
| Deeds & Mortgages | Jun 2021 Sale & Mortgage Apr 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | PR6-006-001 |
| Primary APN | PR6-006-001 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,039 sqft Finished Area |
| Family Room | Family Room |
| Exterior Material | Stucco |
|---|---|
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Metal |
| Porch | Porch |
|---|---|
| Porch Area | 272 sqft |
| Patio Area | 217 sqft |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Account Number | 5204 |
|---|---|
| Street Address | 308 BLUFF ST |
| City | PROVIDENCE |
| State | KY |
| Zip | 42450-1602 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOUSE & LOT (#122) |
| Legal Lot Number | 122 |
| Jurisdiction | WEBSTER KY |
| Township / Civil Division | PROVIDENCE |
| Census Block Group | 4 |
| Census Block | 4016 |
| Census Tract | 960400 |
Source: Webster County records · APN PR6-006-001
Assessment roll updated April 1, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 308 BLUFF ST, PROVIDENCE, KY 42450-1602 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 18, 2021 | Deed, Transfer · Stand-Alone First Mortgage INDEPENDENCE BANK OF KENTUCKY |
| Apr 23, 2019 | Warranty Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 18, 2021 · Amount on Record |
| Deed Sale | Jun 18, 2021 · Amount on Record |
| Prior Sale | Jan 22, 2008 · Amount on Record |
| Deed Document Number | 435032 |
| Deed Book / Page | DEED 312 / 378 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WEBSTER KY |
| Recording Date | Jun 18, 2021 |
| Property Address | 308 BLUFF ST, PROVIDENCE, KY 42450-1602 |
| Document Number | DEED312/378 |
| Book / Page | DEED 312 / 378 |
| Map Reference | MB 2 PG 252 |
| Instrument Date | Jun 01, 2021 |
| Instrument | 435032 |
| Transaction Type | Transfer |
| Record Updated | Apr 20, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $39.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 308 BLUFF ST, PROVIDENCE, KY 42450-1602 |
| Name | Verified Name |
|---|---|
| Address | 908 BARNHILL RD, PROVIDENCE, KY 42450-9412 |
| Investor | Possibly a Property Investor |
| Document Number | 0000435045 |
|---|---|
| Date | Jun 18, 2021 |
| Instrument | 435045 |
| Name | INDEPENDENCE BANK OF KENTUCKY |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jun 01, 2031 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WEBSTER KY |
| Recording Date | Apr 23, 2019 |
| Property Address | 308 BLUFF ST, PROVIDENCE, KY 42450-1602 |
| Document Number | DEED305/597 |
| Book / Page | DEED 305 / 597 |
| Map Reference | MB 2 PG 252 |
| Instrument Date | Apr 18, 2019 |
| Instrument | 402604 |
| Transaction Type | Transfer |
| Record Updated | Jan 16, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $33.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 308 BLUFF ST, PROVIDENCE, KY 42450-1602 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 309 S BROADWAY ST, PROVIDENCE, KY 42450-1505 |
Source: Webster County records · Assessment roll updated April 1, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Webster County |
| Municipality | Providence City |
| Unified School District | Webster County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $412.00 (-0.72%) | $39,000 (-) | $39,000 (-) |
| 2023 | $415.00 | $39,000 | $39,000 |
Source: FEMA National Flood Hazard Layer, Webster County (21233C), as of October 7, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 212339604004, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
Based on FCC filings for 229 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System, water system KY1170361, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | PROVIDENCE WATER WORKS serves 4,538 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Apr 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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