Carroll County property record for 416 4th St, Carrollton, KY 41008
| Property Type | Commercial |
|---|---|
| Lot Size | 0.119 acres (5,190 sqft) |
| Owner | Individual Name on File |
| Last Sale | $115,400 (Aug 2022) |
| Tax Bill | $1,710 (2026) |
| Deeds & Mortgages | Sep 2022 Mortgage Aug 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C1-32-08 |
| Primary APN | C1-32-08 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|
| Lot Area | 5,190 sqft (0.119 acres) |
|---|
| Account Number | 114102 |
|---|---|
| Street Address | 416 4TH ST |
| City | CARROLLTON |
| State | KY |
| Zip | 41008-1112 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | CONCRETE BLOCK BUILDING |
| Jurisdiction | CARROLL KY |
| Township / Civil Division | CARROLLTON |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 950200 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Carrollton Historic District listed 1982 · 334 contributing resources · NRIS 82001553 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
416 4th St, a commercial property, is owned by an individual who bought it in August 2022.
Source: Carroll County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 712 5TH ST, CARROLLTON, KY 41008-1278 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 27, 2022 | Deed of Trust, Mortgage THE FARMERS BANK OF MILTON |
| Aug 2, 2022 | Deed, Transfer THE FARMERS BANK OF MILTON |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 2, 2022 · Amount on File |
| Deed Sale | Aug 2, 2022 · Amount on File |
| Deed Document Number | 20222031 |
| Deed Book / Page | 224 / 679 |
| Prior Transfer Date | Jan 12, 2021 |
| Prior Transfer Doc | 00D218/401 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL KY |
| Property Address | 461 4TH ST, CARROLLTON, KY 41008 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2023 |
| Name | Verified Name |
|---|---|
| Address | 712 5TH ST, CARROLLTON, KY 41008-1278 |
| Document Number | 00M277/466 |
|---|---|
| Date | Sep 27, 2022 |
| Book Page | M277/466 |
| Instrument | 2202686 |
| Name | THE FARMERS BANK OF MILTON |
|---|---|
| Type | Bank |
| Address | CRESTWOOD, KY 40014 |
| Amount | Amount on Record |
|---|---|
| Term | 240 Months |
| Due | Sep 7, 2042 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CARROLL KY |
| Recording Date | Aug 2, 2022 |
| Property Address | 461 4TH ST, CARROLLTON, KY 41008 |
| Document Number | 00D224/679 |
| Book / Page | D224 / 679 |
| Instrument Date | Aug 2, 2022 |
| Instrument | 2202031 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $115.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 503 FARRELL DR, COVINGTON, KY 41011-3775 |
| Name | Verified Name |
|---|---|
| Address | 104 RACE TRACK RD, MILTON, KY 40045-8210 |
| Document Number | 0002202032 |
|---|---|
| Date | Aug 2, 2022 |
| Instrument | 2202032 |
| Name | THE FARMERS BANK OF MILTON |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|---|
| Term | 240 Months |
| Due | Aug 2, 2042 |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 416 4th St was $1,710, down 0.4% from the year before.
Source: Carroll County assessment roll, as of November 11, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Carroll County |
| Municipality | Carrollton City |
| Unified School District | Carroll County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,710.00 (-0.41%) | $170,000 (-) Land $20,000 Building $150,000 | $170,000 (-) Land $20,000 Building $150,000 |
| 2025 | $1,717.00 | $170,000 Land $20,000 Building $150,000 | $170,000 Land $20,000 Building $150,000 |
| 2023 | $1,710.00 | $170,000 Land $20,000 Building $150,000 | $170,000 Land $20,000 Building $150,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 416 4th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 10 (1978–2025) |
| Claims Outside the SFHA | 1 of 10 |
| Most Recent Claim | Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 416 4th St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CARROLLTON UTILITIES serves 6,851 people · EPA ID KY0210067 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures