5039 Dancy Ln, Saint Cloud, FL 34772 Property Records

Osceola County property record for 5039 Dancy Ln, Saint Cloud, FL 34772 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	3 Baths
Year Built	Built 2023
Square Footage	2,208 sqft Heated Area
Lot Size	6,098 sqft (0.139 acres)
Occupancy	Owner Occupied
Last Sale	$558,300 (2023)
Tax Bill	$7,287.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`172631526400018620`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Partial Baths	1 Partial Baths
Building Area	2,208 sqft Heated Area
Gross Area	3,218 sqft Gross Area
Stories	1 Stories
Primary Flooring	Tile Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2023
Exterior Material	Concrete Block Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	6,098 sqft (0.139 acres)
Garage Type	Finished Garage
Fence	Fence
Porch	Open Porch
Porch Area	548 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	5039 DANCY LN
City	SAINT CLOUD
State	FL
Zip	34772-7959
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	TWIN LAKES PH 2C PB 31 PGS 2-7 LOT 862
Legal Subdivision	TWIN LAKE PHS 2C (TEMP)
Legal Phase	2C
Legal Lot Number	862
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1023
Census Tract	43301

Owner

Source: Osceola County records · APN 172631526400018620

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Co-owner	Verified Secondary Owner
Mailing Address	5039 DANCY LN, SAINT CLOUD, FL 34772-7959
Occupancy	Owner Occupied
Owner Type	Owner is a Company
Vesting	Owner is a Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 07, 2023 · Amount on Record
Deed Sale	Aug 07, 2023 · Amount on Record
Deed Doc Number	2023102164
Deed Book / Page	6453 / 550
Record Refreshed	Jun 08, 2026

August 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Aug 07, 2023
Property Address	5039 DANCY LN, SAINT CLOUD, FL 34772-7959
Document Number	0064530550
Book / Page	6453 / 550
Map Reference	MB 31 PG 2-7
Instrument Date	Jul 31, 2023
Instrument	2023102164
Transaction Type	Transfer
Record Updated	Aug 31, 2023
Title Company	CLEAR TITLE OF FLORIDA LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$3,908.10
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	283 CRANES ROOST BLVD STE 250, 250, ALTAMONTE SPRINGS, FL 32701-3546

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	5039 DANCY LN, SAINT CLOUD, FL 34772-7959

Mortgage

Document Number	0064530552
Date	Aug 07, 2023
Book Page	6453/552
Instrument	2023102165

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	7.7%
Adjustable	Document includes a rider for adjustable-rate mortgage with a specific rate change date.
Type Change Date	Sep 01, 2023
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).
Min Rate At Change	2%
Max Rate At Change	5%
Index	52-Week T-Bill (1-Year)
Max Rate	12.7%

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,287.00 (+203.75%) Homeowner's exemption	$453,600 (+504.8%) Land $85,000 Building $368,600	$453,600 (+504.8%) Land $85,000 Building $368,600
2023	$2,399.00 (+5.54%)	$75,000 (+15.38%) Land $75,000	$75,000 (+15.38%) Land $75,000
2022	$2,273.00	$65,000 Land $65,000	$65,000 Land $65,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 68% of the US · above 47% of Florida
Wildfire Likelihood	About 1 in 332 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.