5035 Dancy Ln, Saint Cloud, FL 34772 Property Records

Osceola County property record for 5035 Dancy Ln, Saint Cloud, FL 34772 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2024
Square Footage	1,877 sqft Heated Area
Lot Size	6,098 sqft (0.139 acres)
Occupancy	Owner Occupied
Last Sale	$498,100 (2024)
Tax Bill	$7,307.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`172631526400018610`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,877 sqft Heated Area
Gross Area	2,936 sqft Gross Area
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2024
Exterior Material	Concrete Block Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	6,098 sqft (0.139 acres)
Garage Type	Finished Garage
Porch	Open Porch
Porch Area	208 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	5035 DANCY LN
City	SAINT CLOUD
State	FL
Zip	34772-7959
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	TWIN LAKES PH 2C PB 31 PGS 2-7 LOT 861
Legal Subdivision	TWIN LAKE PHS 2C (TEMP)
Legal Phase	2C
Legal Lot Number	861
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1023
Census Tract	43301

Owner

Source: Osceola County records · APN 172631526400018610

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	5035 DANCY LN, SAINT CLOUD, FL 34772-7959
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 21, 2024 · Amount on Record
Deed Sale	Nov 21, 2024 · Amount on Record
Deed Doc Number	2024148738
Deed Book / Page	6700 / 1290
Record Refreshed	Jun 08, 2026

November 2024: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Nov 21, 2024
Property Address	5035 DANCY LN, SAINT CLOUD, FL 34772-7959
Document Number	0067001290
Book / Page	6700 / 1290
Map Reference	MB 31 PG 2-7
Instrument Date	Oct 31, 2024
Instrument	2024148738
Transaction Type	Transfer
Record Updated	Dec 12, 2025
Title Company	CLEAR TITLE OF FLORIDA LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,486.70
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	283 CRANES ROOST BLVD STE 250, 250, ALTAMONTE SPRINGS, FL 32701-3546

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5035 DANCY LN, SAINT CLOUD, FL 34772-7959

Mortgage

Document Number	0067001292
Date	Nov 21, 2024
Book Page	6700/1292
Instrument	2024148739

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 01, 2054

Interest

Rate Type	Adjustable Rate
Rate	6%
Type Change Date	Nov 01, 2031
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	11%
Index	SOFR Average 30-Day
Margin	3
Max Rate	11%

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,307.00 (+204.59%)	$414,200 (+452.27%) Land $85,000 Building $329,200	$414,200 (+452.27%) Land $85,000 Building $329,200
2023	$2,399.00 (+5.54%)	$75,000 (+15.38%) Land $75,000	$75,000 (+15.38%) Land $75,000
2022	$2,273.00	$65,000 Land $65,000	$65,000 Land $65,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 68% of the US · above 47% of Florida
Wildfire Likelihood	About 1 in 332 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.