5037 E Lake Rd, Milton, FL 32583 Property Records

Santa Rosa County property record for 5037 E Lake Rd, Milton, FL 32583

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,692 sqft · built 2007
Lot Size	0.582 acres (25,352 sqft)
Owner	2 Individual Names on Record
Last Sale	$315,000 (Apr 2025)
Tax Bill	$2,214 (2025)
Deeds & Mortgages	Dec 2019 Mortgage Mar 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-1N-26-0000-00353-0000`

Property Details

APN / Parcel Number

Primary APN	`06-1N-26-0000-00353-0000`
Alternative APN	`N261060000003530000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,692 sqft Living Area
Gross Area	2,958 sqft
1st Floor Area	1,692 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Masonry
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	25,352 sqft (0.582 acres)
Lot Dimensions	282 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	495 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	135 sqft
Deck Area	348 sqft
Shed	1 Shed
Shed Area	1 sqft
Gazebo	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5037 E LAKE RD
City	MILTON
State	FL
Zip	32583-7111
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1M
Legal Description	DESCRIPTION UPDATE FOR 2025 LOT 10 BLK D OF UNREC NICHOLS LAKE DES AS: COM AT S4 CORNER OF 06-1N-26W; THN N 40855E 829.98 FT TO CURV (R=218.78 CA=450112) GO NLY TO NWLY ALONG CURVE 171.90 FT; THN N405217W 167. 09 FT; THN S490743W 278.50 FT +/
Legal Range	26W
Legal Township	1N
Legal Section	06
Legal Subdivision	NICHOLS LAKE
Legal Block	D
Legal Lot Number	10
Jurisdiction	SANTA ROSA FL
Township / Civil Division	EAST MILTON
Census Block Group	2
Census Block	2000
Census Tract	10808

Owner

Source: Santa Rosa County records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5037 E LAKE RD, MILTON, FL 32583-7111
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2019	Deed of Trust, Mortgage · FHA Mortgage METROPOLITAN HOME MORTGAGE INC
Mar 20, 2020	Warranty Deed, Transfer · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 1, 2025 · Amount on Record
Deed Sale	Apr 1, 2025 · Amount on Record
Prior Sale	Mar 20, 2020 · Amount on Record
Deed Document Number	202513830
Deed Book / Page	4600 / 1150
Prior Transfer Date	Jun 28, 1996
Prior Transfer Doc	1545001319
Record Updated	Oct 29, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	5037 E LAKE RD, MILTON, FL 32583-7111
Transaction Type	Mortgage
Record Updated	Dec 14, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0039010263
Date	Dec 18, 2019
Book Page	3901/0263
Instrument	201956941

Lender

Name	METROPOLITAN HOME MORTGAGE INC
Type	Mortgage Company
Address	IRVINE, CA 92614

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	175 Months
Due	Jul 1, 2034

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Mar 20, 2020
Property Address	5037 E LAKE RD, MILTON, FL 32583-7111
Document Number	0039310202
Book / Page	3931 / 202
Instrument Date	Mar 18, 2020
Instrument	202013784
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	CLEAR TTL OF NORTHWEST FL LL

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,504.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5029 E LAKE RD, 5029, MILTON, FL 32583-7111

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5037 E LAKE RD, MILTON, FL 32583-7111

Mortgage

Document Number	0039310204
Date	Mar 20, 2020
Instrument	3931/0204

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,214.00 (+6.85%)	$220,653 (+4.74%) Land $32,000 Building $188,653	$220,653 (+4.74%) Land $32,000 Building $188,653
2024	$2,072.00 (+1.57%) Homeowner's exemption	$210,677 (+2.68%) Land $30,000 Building $180,677	$210,677 (+2.68%) Land $30,000 Building $180,677
2023	$2,040.00 (-0.24%) Homeowner's exemption	$205,180 (+0.7%) Land $26,000 Building $179,180	$205,180 (+0.7%) Land $26,000 Building $179,180
2022	$2,045.00 Homeowner's exemption	$203,749	$203,749 Land $26,000 Building $177,749

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	10 (1994–2014)
Claims Outside the SFHA	7 of 10
Most Recent Claim	Apr 2014 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event	Hurricane Georges, Oct 1998 · 4 claims Severe Storms, High Winds, Tornadoes, And Flooding, Mar 1998 · 3 claims Severe Storms And Flooding (tropical Storm Alberto), Jul 1994 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 71% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST MILTON WATER SYSTEM public/private · serves 17,292 people · EPA ID FL1570232
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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