5029 E Lake Rd, Milton, FL 32583 Property Records

Santa Rosa County property record for 5029 E Lake Rd, Milton, FL 32583

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,983 sqft · built 2012
Lot Size	0.728 acres (31,712 sqft)
Owner	Individual Name on Record
Last Sale	$475,000 (May 2024)
Tax Bill	$2,436 (2024)
Deeds & Mortgages	Jan 2024 Line of Credit Oct 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-1N-26-0000-00318-0000`

Property Details

APN / Parcel Number

Primary APN	`06-1N-26-0000-00318-0000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,983 sqft Heated Area
Gross Area	4,065 sqft
1st Floor Area	3,696 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Masonry
Roof Material	Shingle
Lot Area	31,712 sqft (0.728 acres)
Garage Area	713 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	69 sqft
Deck Area	300 sqft
Shed	1 Shed
Shed Area	1 sqft
Gazebo	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	061N260000003180000
Street Address	5029 E LAKE RD
City	MILTON
State	FL
Zip	32583-7111
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1M
Legal Description	DESCRIPTION UPDATE FOR 2024 NICHOLS LAKE UNREC SUB LOT 8 BLK D DES AS FOLLOWS: COM AT S4 COR THN N04*08'55E ON E LN OF W2
Legal Range	26W
Legal Township	01N
Legal Section	06
Legal Subdivision	NICHOLS LAKE UNREC SUB
Legal Block	D
Legal Lot Number	8
Jurisdiction	SANTA ROSA FL
Township / Civil Division	EAST MILTON
Census Block Group	2
Census Block	2000
Census Tract	10808

Owner

Source: Santa Rosa County records, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	5029 E LAKE RD, MILTON, FL 32583-7111
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2024	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Oct 31, 2018	Deed of Trust, Mortgage · Conventional Mortgage WYNDHAM CAPITAL MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 28, 2024 · Amount on Record
Deed Sale	May 28, 2024 · Amount on Record
Prior Sale	Jul 3, 2008 · Amount on Record
Deed Document Number	202423487
Deed Book / Page	4506 / 239
Record Updated	Jun 8, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	5029 E LAKE RD, MILTON, FL 32583-7111
Transaction Type	Mortgage
Record Updated	Apr 1, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5029 EAST LAKE RD, MILTON, FL 32583-7111

Mortgage

Document Number	0044691023
Date	Jan 29, 2024
Book Page	4469/1023
Instrument	202403729

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	1 CITIZENS PLZ, PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jan 22, 2049

Interest

Change Frequency	Monthly

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	5029 E LAKE RD, MILTON, FL 32583-7111
Transaction Type	Mortgage
Record Updated	Dec 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0037781635
Date	Oct 31, 2018
Book Page	3778/1635
Instrument	201846846

Lender

Name	WYNDHAM CAPITAL MORTGAGE INC
Type	Mortgage Company
Address	CHARLOTTE, NC 28210

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2038

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$2,436.00 (+4.15%) Homeowner's exemption	$237,793 (+5.1%)	$335,260 (+3.5%) Land $30,000 Building $305,260
2023	$2,339.00 (+2.32%) Homeowner's exemption	$226,261 (+3%)	$323,912 (+2.23%) Land $26,000 Building $297,912
2022	$2,286.00 Homeowner's exemption	$219,671	$316,837 Land $26,000 Building $290,837

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	10 (1994–2014)
Claims Outside the SFHA	7 of 10
Most Recent Claim	Apr 2014 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event	Hurricane Georges, Oct 1998 · 4 claims Severe Storms, High Winds, Tornadoes, And Flooding, Mar 1998 · 3 claims Severe Storms And Flooding (tropical Storm Alberto), Jul 1994 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 71% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST MILTON WATER SYSTEM public/private · serves 17,292 people · EPA ID FL1570232
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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