5035 Moss Hammock Trl, Sebring, FL 33872 Property Records

Highlands County property record for 5035 Moss Hammock Trl, Sebring, FL 33872

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,362 sqft · built 2021
Lot Size	0.365 acres (15,900 sqft)
Owner	Individual Name on File
Last Sale	$338,980 (Jan 2022)
Tax Bill	$5,067 (2024)
Deeds & Mortgages	Jan 2022 Sale & Mortgage May 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`C-34-34-28-100-0000-0370`

Property Details

APN / Parcel Number

Primary APN	`C-34-34-28-100-0000-0370`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	3,362 sqft Living Area
Flooring	Cork
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	15,900 sqft (0.365 acres)
Lot Dimensions	150 ft deep x 106 ft wide
Garage Type	Finished
Garage Area	420 sqft
Driveway	Driveway
Driveway Area	842 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Pool Area	480 sqft
Porch	Open Porch
Patio Area	672 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Street Address	5035 MOSS HAMMOCK TRL
City	SEBRING
State	FL
Zip	33872-4404
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	MOSS HAMMOCK PB 16 PG 88 LOT 37
Legal Range	28E
Legal Township	34S
Legal Section	34
Legal Subdivision	MOSS HAMMOCK
Legal Lot Number	37
Jurisdiction	HIGHLANDS FL
Township / Civil Division	SEBRING
Census Block Group	4
Census Block	4023
Census Tract	960602

Owner

5035 Moss Hammock Trl is owned and occupied by an individual who bought it in January 2022.

Source: Highlands County records, as of December 12, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	5035 MOSS HAMMOCK TRL, SEBRING, FL 33872-4404
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2022	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FBC MORTGAGE LLC
May 19, 2021	Warranty Deed, Transfer IMPERIAL TITLE, INTERVAL TITLE SERVICES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 11, 2022 · Amount on File
Deed Sale	Jan 11, 2022 · Amount on File
Prior Sale	May 19, 2021 · Amount on File
Deed Document Number	2072390
Deed Book / Page	2876 / 1806
Record Updated	Jun 8, 2026

January 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Jan 11, 2022
Property Address	5035 MOSS HAMMOCK TRL, SEBRING, FL 33872-4404
Document Number	0002072390
Book / Page	2876 / 1806
Map Reference	MB 16 PG 88
Instrument Date	Jan 5, 2022
Instrument	2072390
Transaction Type	Subdivision Related Transfer
Record Updated	May 4, 2023
Title Company	INSURED R/E TITLE SERVICES, INSURED RE TTL SVCS INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,373.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1925 E EDGEWOOD DR STE 100, 100, LAKELAND, FL 33803-3480

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5035 MOSS HAMMOCK TRL, SEBRING, FL 33872-4404

Mortgage

Document Number	0028761807
Date	Jan 11, 2022
Instrument	2876/1807

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	May 19, 2021
Property Address	5035 MOSS HAMMOCK TRL, SEBRING, FL 33872-4404
Document Number	0002034964
Book / Page	2824 / 843
Map Reference	MB 16 PG 88
Instrument Date	May 14, 2021
Instrument	2034964
Transaction Type	Transfer
Record Updated	May 4, 2023
Title Company	IMPERIAL TITLE, INTERVAL TITLE SERVICES INC

Transaction

Amount	Amount on Record
Tax	$227.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	19251 EDGEWOOD DRIVE #100100, 100100, LAKELAND, FL 33803

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1925 E EDGEWOOD DR STE 100, 100, LAKELAND, FL 33803-3480

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$400,599	$445,181 Land $45,000 Building $400,181
2024	$5,067.00 (+1.46%)
2023	$4,994.00 (+19.42%) Homeowner's exemption	$377,970 (+21.32%)	$452,451 (+26.39%) Land $30,000 Building $422,451
2022	$4,182.00 Homeowner's exemption	$311,560	$357,981 Land $30,000 Building $327,981

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5035 Moss Hammock Trl in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 44 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	44 in force
Nearby Flood Claims	8 (2017–2022)
Claims Outside the SFHA	8 of 8
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 4 claims Hurricane Ian, Sep 2022 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5035 Moss Hammock Trl is moderate, ranking above 59% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · lower than 67% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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