5032 Moss Hammock Trl, Sebring, FL 33872 Property Records

Highlands County property record for 5032 Moss Hammock Trl, Sebring, FL 33872

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 4,102 sqft · built 2022
Lot Size	0.36 acres (15,702 sqft)
Owner	Individual Name on File
Last Sale	$34,500 (Feb 2022)
Tax Bill	$5,981 (2024)
Deeds & Mortgages	Feb 2022 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`C-34-34-28-100-0000-0250`

Property Details

APN / Parcel Number

Primary APN	`C-34-34-28-100-0000-0250`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Plumbing Fixtures	14 Plumbing Fixtures
Stories	1 Story
Building Area	4,102 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2022
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	15,702 sqft (0.36 acres)
Lot Dimensions	148 ft deep x 105 ft wide
Garage Type	Finished
Garage Area	696 sqft
Driveway	Driveway
Driveway Area	1,035 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Street Address	5032 MOSS HAMMOCK TRL
City	SEBRING
State	FL
Zip	33872-4414
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	MOSS HAMMOCK PB 16 PG 88 LOT 25
Legal Range	28E
Legal Township	34S
Legal Section	34
Legal Subdivision	MOSS HAMMOCK
Legal Lot Number	25
Jurisdiction	HIGHLANDS FL
Township / Civil Division	SEBRING
Census Block Group	4
Census Block	4023
Census Tract	960602

Owner

5032 Moss Hammock Trl is owned by an individual who bought it in February 2022.

Source: Highlands County records, as of December 12, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	6315 COLUMBUS BLVD, SEBRING, FL 33872-1797
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 16, 2022 · Amount on File
Deed Sale	Feb 16, 2022 · Amount on File
Deed Document Number	2078681
Deed Book / Page	2885 / 157
Record Updated	Jun 8, 2026

February 2022: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Feb 16, 2022
Property Address	5032 MOSS HAMMOCK TRL, SEBRING, FL 33872-4414
Document Number	0002078681
Book / Page	2885 / 157
Map Reference	MB 16 PG 88
Instrument Date	Feb 11, 2022
Instrument	2078681
Transaction Type	Construction Loan
Record Updated	Jan 30, 2024
Title Company	INSURED R/E TITLE SERVICES, INSURED RE TTL SVCS INC

Transaction

Amount	Amount on Record
Tax	$241.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1925 E EDGEWOOD DR STE 100, 100, LAKELAND, FL 33803-3480

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6315 COLUMBUS BLVD, SEBRING, FL 33872-1797

Mortgage

Document Number	0002885158
Date	Feb 16, 2022
Instrument	2885/158

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	369 Months
Due	Nov 1, 2052

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$430,644 Land $30,000 Building $400,644	$430,644 Land $30,000 Building $400,644
2024	$5,981.00 (-8.44%)
2023	$6,532.00 (+708.42%)	$448,250 (+1,394.17%) Land $30,000 Building $418,250	$448,250 (+1,394.17%) Land $30,000 Building $418,250
2022	$808.00	$30,000 Land $30,000	$30,000 Land $30,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5032 Moss Hammock Trl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 44 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	44 in force
Nearby Flood Claims	8 (2017–2022)
Claims Outside the SFHA	8 of 8
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 4 claims Hurricane Ian, Sep 2022 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5032 Moss Hammock Trl is moderate, ranking above 59% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · lower than 67% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Moss Hammock Trl

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures