5034 Caviar Ct, Fair Oaks, CA 95628 Property Records

Sacramento County property record for 5034 Caviar Ct, Fair Oaks, CA 95628

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 3,790 sqft · built 1989
Lot Size	0.37 acres (16,117 sqft)
Owner	2 Individual Names on File
Last Sale	$940,000 (Dec 2023)
Tax Bill	$11,541 (2025)
Deeds & Mortgages	Dec 2023 Sale & Mortgage May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`253-0360-019-0000`

Property Details

APN / Parcel Number

Primary APN	`253-0360-019-0000`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,790 sqft Living Area
1st Floor Area	2,858 sqft
2nd Floor Area	932 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	H-Shape
Construction Type	Wood
Roof Material	Other
Lot Area	16,117 sqft (0.37 acres)
Garage Area	765 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	5034 CAVIAR CT
City	FAIR OAKS
State	CA
Zip	95628-5370
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-2
Legal Description	ROYAL WOOD ESTATES, LOT 19
Legal Subdivision	ROYAL WOOD ESTATES
Legal Lot Number	19
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	2
Census Block	2003
Census Tract	8006

Owner

5034 Caviar Ct is owned and occupied by two individuals who bought it in December 2023.

Source: Sacramento County records, as of September 3, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5034 CAVIAR CT, FAIR OAKS, CA 95628-5370
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2023	Grant Deed, Transfer · Conventional Mortgage WHOLESALE WEST LENDING INC
May 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUILD MTG
May 31, 2019	Grant Deed, Transfer · Conventional Mortgage GUILD MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 29, 2023 · Amount on File
Deed Sale	Dec 29, 2023 · Amount on File
Prior Sale	May 31, 2019 · Amount on File
Deed Book / Page	20231229 / 740
Prior Transfer Date	Sep 16, 2009
Prior Transfer Doc	0000001082
Record Updated	Oct 29, 2026

December 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Dec 29, 2023
Property Address	5034 CAVIAR CT, FAIR OAKS, CA 95628-5370
Document Number	0000000740
Map Reference	MB 181 MAP 8
Instrument Date	Dec 26, 2023
Instrument	202312290740
Transaction Type	Transfer
Record Updated	Jan 11, 2024
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	5034 CAVIAR CT, FAIR OAKS, CA 95628-5370

Mortgage

Document Number	0000000741
Date	Dec 29, 2023
Instrument	202312290741

Lender

Name	WHOLESALE WEST LENDING INC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2054

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	5034 CAVIAR CT, FAIR OAKS, CA 95628-5370
Document Number	2005080820
Instrument Date	May 1, 2020
Transaction Type	Mortgage
Record Updated	May 21, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	5034 CAVIAR CT FAIR OAKS CA 956285370, FAIR OAKS, CA 95628-5370

Mortgage

Document Number	2005080820
Date	May 8, 2020
Instrument	2005080820

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 7, 2050

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	May 31, 2019
Property Address	5034 CAVIAR CT, FAIR OAKS, CA 95628-5370
Document Number	1905311572
Instrument Date	May 21, 2019
Instrument	1905311572
Transaction Type	Transfer
Record Updated	Jun 13, 2019
Title Company	ORANGE COAST TITLE COMPANY, ORANGE COAST TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$662.75
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	5034 CAVIAR CT FAIR OAKS CA 956285370, FAIR OAKS, CA 95628-5370

Mortgage

Document Number	1905311573
Date	May 31, 2019
Instrument	1905311573

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 30, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 5034 Caviar Ct was $11,541 with a homeowner's exemption, up 0.8% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$977,976 (+2%) Land $171,666 Building $806,310
2025	$11,541.00 (+0.78%) Homeowner's exemption	$958,800 Land $168,300 Building $790,500
2024	$11,452.00 (+9.86%)
2023	$10,424.00 (+0.36%)	$857,759 Land $214,439 Building $643,320
2022	$10,387.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 5034 Caviar Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (1995)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 1995 · Severe Winter Storms, Flooding, Landslides, Mud Flows

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5034 Caviar Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAIR OAKS WATER DISTRICT serves 36,226 people · EPA ID CA3410009
Water Source	Purchased surface water from SAN JUAN WATER DISTRICT
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 462 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Cal.net, Succeed.Net, T-Mobile.

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