5031 SE 128th Ave, Okeechobee, FL 34974 Property Records

Okeechobee County property record for 5031 SE 128th Ave, Okeechobee, FL 34974

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,175 sqft · built 1974
Lot Size	4 acres (174,240 sqft)
Owner	Individual on Record
Last Sale	$240,080 (May 2020)
Tax Bill	$3,804 (2025)
Deeds & Mortgages	Mar 2021 Mortgage May 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1-02-38-36-0010-00000-0040`

Property Details

APN / Parcel Number

Primary APN	`1-02-38-36-0010-00000-0040`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,175 sqft Heated Area
Gross Area	2,119 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1974
Effective Year Built	Effective 2006
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Prestressed Concrete
Roof Material	Metal
Lot Area	174,240 sqft (4 acres)
Porch	Open Porch
Patio Area	280 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	5031 SE 128TH AVE
City	OKEECHOBEE
State	FL
Zip	34974-1906
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OAK HAMMOCK (PLAT BOOK 6 PAGE 72) PARCEL 4
Legal Range	36E
Legal Township	38S
Legal Section	02
Legal Subdivision	OAK HAMMOCK
Jurisdiction	OKEECHOBEE FL
Township / Civil Division	OKEECHOBEE
Census Block Group	1
Census Block	1012
Census Tract	910401

Owner

Source: Okeechobee County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	5604 SE LAMAY DR, STUART, FL 34997-6548
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2021	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC
May 4, 2020	Warranty Deed, Transfer · FHA Mortgage QUICKEN LNS
Jan 3, 2020	Deed of Trust, Construction Loan · Line of Credit FIRST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 4, 2020 · Amount on Record
Deed Sale	May 4, 2020 · Amount on Record
Prior Sale	Dec 3, 2013 · Amount on Record
Deed Document Number	2020004230
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKEECHOBEE FL
Property Address	5031 SE 128TH AVE, OKEECHOBEE, FL 34974-1906
Transaction Type	Mortgage
Record Updated	Apr 13, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5031 SE 128TH AVE, OKEECHOBEE, FL 34974-1906

Mortgage

Document Number	2021002835
Date	Mar 11, 2021
Instrument	2021002835

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	May 4, 2020
Property Address	5031 SE 128TH AVE, OKEECHOBEE, FL 34974-1906
Document Number	0000004230
Instrument Date	May 1, 2020
Instrument	4230
Transaction Type	Transfer
Record Updated	Jul 7, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,680.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5604 SE LAMAY DR STUART FL 349976548, STUART, FL 34997-6548

Mortgage

Document Number	4231
Date	May 4, 2020
Instrument	4231

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 3, 2050

January 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	OKEECHOBEE FL
Recording Date	Jan 3, 2020
Property Address	5031 SE 128TH AVE, OKEECHOBEE, FL 34974-1906
Document Number	0000000066
Instrument Date	Dec 23, 2019
Instrument	66
Transaction Type	Construction Loan
Record Updated	Feb 13, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5031 SE 128TH AVE OKEECHOBEE FL 349741906, OKEECHOBEE, FL 34974-1906

Mortgage

Document Number	0000000066
Date	Jan 3, 2020
Instrument	66

Lender

Name	FIRST BK
Type	Bank
Address	CLEWISTON, FL 33440

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Jan 2, 2021

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Okeechobee County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okeechobee County
Unified School District	Okeechobee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,804.00 (-15.8%) Homeowner's exemption	$318,033 (-0.22%)	$363,225 (+13.95%) Land $124,000 Building $239,225
2023	$4,518.00 (+14.58%) Homeowner's exemption	$318,750 (+21.4%) Land $71,000 Building $247,750	$318,750 (+21.4%) Land $71,000 Building $247,750
2022	$3,943.00	$262,553 Land $58,000 Building $204,553	$262,553 Land $58,000 Building $204,553

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	24 in force
Nearby Flood Claims	4 (2004–2005)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Oct 2005 · Hurricane Wilma
Claims by Event	Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 74% of the US · above 60% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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