4951 SE 128th Ave, Okeechobee, FL 34974 Property Records

Okeechobee County property record for 4951 SE 128th Ave, Okeechobee, FL 34974

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,175 sqft · built 1974
Lot Size	4 acres (174,240 sqft)
Owner	2 Individual Names on File
Last Sale	$75,000 (Dec 2015)
Tax Bill	$1,532 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Jan 2023 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1-02-38-36-0010-00000-0030`

Property Details

APN / Parcel Number

Primary APN	`1-02-38-36-0010-00000-0030`
Alternative APN	`R10238360010000000030`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,175 sqft Living Area
Gross Area	1,295 sqft
1st Floor Area	1,175 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1994
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Prestressed Concrete
Roof Material	Metal
Lot Area	174,240 sqft (4 acres)
Porch	Finished/Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4951 SE 128TH AVE
City	OKEECHOBEE
State	FL
Zip	34974-1909
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OAK HAMMOCK (PLAT BOOK 6 PAGE 72) PARCEL 3
Legal Range	36E
Legal Township	38S
Legal Section	02
Legal Subdivision	OAK HAMMOCK
Legal Lot Number	3
Jurisdiction	OKEECHOBEE FL
Township / Civil Division	OKEECHOBEE
Census Block Group	1
Census Block	1012
Census Tract	910401

Owner

4951 SE 128th Ave is owned and occupied by two individuals who bought it in December 2015.

Source: Okeechobee County records, as of May 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	4951 SE 128TH AVE, OKEECHOBEE, FL 34974-1909
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2026	Deed of Trust, Mortgage · Closed-End Mortgage NEWREZ LLC
Jan 26, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Mar 24, 2021	Deed of Trust, Mortgage · VA Mortgage IXONIA BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 11, 2015 · Amount on File
Deed Sale	Dec 11, 2015 · Amount on File
Prior Sale	Nov 26, 2002 · Amount on File
Deed Document Number	201511223
Deed Book / Page	768 / 625
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKEECHOBEE FL
Property Address	4951 SE 128TH AVE, OKEECHOBEE, FL 34974-1909
Transaction Type	Mortgage
Record Updated	Apr 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4951 SE 128TH AVE, OKEECHOBEE, FL 34974-1909

Mortgage

Document Number	0000003278
Date	Mar 25, 2026
Instrument	2026003278

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record
Term	241 Months
Due	Apr 1, 2046

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKEECHOBEE FL
Property Address	4951 SE 128TH AVE, OKEECHOBEE, FL 34974-1909
Transaction Type	Mortgage
Record Updated	Feb 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4951 SE 128TH AVE, OKEECHOBEE, FL 34974-1909

Mortgage

Document Number	0000000813
Date	Jan 26, 2023
Instrument	2023000813

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Feb 1, 2043

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKEECHOBEE FL
Property Address	4951 SE 128TH AVE, OKEECHOBEE, FL 34974-1909
Transaction Type	Mortgage
Record Updated	Apr 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4951 SE 128TH AVE, OKEECHOBEE, FL 34974-1909

Mortgage

Document Number	2021003575
Date	Mar 24, 2021
Instrument	2021003575

Lender

Name	IXONIA BANK
Type	Bank
Address	WAUKESHA, WI 53186

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 4951 SE 128th Ave was $1,532 with exemptions applied.

Source: Okeechobee County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okeechobee County
Unified School District	Okeechobee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,532.00 Homeowner's exemption Veteran's exemption	$105,237	$302,752 Land $124,000 Building $178,752
2023	$1,414.00 (+11.34%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$100,787 (+3%)	$253,544 (+21.77%) Land $71,000 Building $182,544
2022	$1,270.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$97,851	$208,216 Land $58,000 Building $150,216

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4951 SE 128th Ave in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 24 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	24 in force
Nearby Flood Claims	4 (2004–2005)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Oct 2005 · Hurricane Wilma
Claims by Event	Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4951 SE 128th Ave is high, ranking above 74% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 74% of the US · above 60% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on SE 128th Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures