503 Wave St, Monterey, CA 93940 Property Records

Monterey County property record for 503 Wave St, Monterey, CA 93940 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1914
Square Footage	876 sqft Living Area
Lot Size	2,574 sqft (0.059 acres)
Garage	466 sqft
Occupancy	Owner Occupied
Tax Bill	$4,816.00 (2025)

Owner

Source: Monterey County records · APN 001-025-007-000

Assessment roll updated August 6, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	503 WAVE ST, MONTEREY, CA 93940-1426
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Jul 24, 2014
Transfer Doc	0000065749
Record Refreshed	Sep 20, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	503 WAVE ST, MONTEREY, CA 93940-1426
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000037431
Date	Jul 14, 2017
Instrument	2017037431

Lender

Name	1ST CAPITAL BANK
Type	Bank
Address	MONTEREY, CA 93940

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Monterey County records · Assessment roll updated August 6, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Monterey City
Unified School District	Monterey Peninsula Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$410,690 (+2.09%) Land $162,320 Building $248,370
2025	$4,816.00 (+14.8%)	$402,294 (+4.04%) Land $159,138 Building $243,156
2023	$4,195.00 (+1.48%) Homeowner's exemption	$386,671 Land $152,959 Building $233,712
2022	$4,134.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monterey County (06053C), updated July 15, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone VE, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`001-025-007-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Building Area	876 sqft Living Area
1st Floor	876 sqft 1st Floor
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1914
Effective Year Built	Effective 1914
Architectural Style	Custom Design Style
Construction Type	Wood Construction
Fire Resistance Class	Buildings having wood or wood and steel frames.
Lot Area	2,574 sqft (0.059 acres)
Parking Spaces	2 Parking Spaces
Garage Area	466 sqft Garage

Utilities and HVAC

Heating System	Baseboard Heating
Heating Fuel	Oil Heating Fuel

Location & Zoning

Street Address	503 WAVE ST
City	MONTEREY
State	CA
Zip	93940-1426
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LITTLES NEW MONTEREY NELY 1/2 OF LOT 15 BLK 2
Legal Subdivision	LITTLES NEW MONTEREY
Legal Block	2
Legal Lot Number	15
Jurisdiction	MONTEREY CA
Minor Civil Division	SEASIDE-MONTEREY
Census Blockgroup	2
Census Block	2014
Census Tract	12504