Monterey County property record for 470 Wave St, Monterey, CA 93940
| Property Type | Commercial |
|---|---|
| Details | 3 bd · 2 ba · 1,791 sqft · built 1910 |
| Lot Size | 0.088 acres (3,860 sqft) |
| Owner | Trust Name on File |
| Last Sale | $1,025,000 (Apr 2019) |
| Tax Bill | $13,212 (2025) |
| Deeds & Mortgages | Feb 2020 Mortgage Apr 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-022-018-000 |
| Primary APN | 001-022-018-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 1,791 sqft Total Area |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1910 |
|---|---|
| Architectural Style | Other |
| Construction Type | Wood |
| Fire Resistance | Wood or Wood & Steel Frame |
| Lot Area | 3,860 sqft (0.088 acres) |
| Street Address | 470 WAVE ST |
|---|---|
| City | MONTEREY |
| State | CA |
| Zip | 93940-1425 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | LITTLES NEW MONTEREY POR OF LOT 6 X OF NW 35 FT OF LOT 8 LYING OF R R BLK 20 |
| Legal Subdivision | LITTLES NEW MONTEREY |
| Legal Block | 20 |
| Legal Lot Number | 6,8 |
| Jurisdiction | MONTEREY CA |
| Township / Civil Division | SEASIDE-MONTEREY |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 12504 |
Source: Monterey County records · APN 001-022-018-000
Assessment roll updated July 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 470 WAVE ST, MONTEREY, CA 93940-1425 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| Feb 12, 2020 | Deed of Trust, Mortgage SYNERGY ONE LNDG |
| Apr 19, 2019 | Grant Deed, Transfer SYNERGY ONE LNDG |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 19, 2019 · Amount on Record |
| Deed Sale | Apr 19, 2019 · Amount on Record |
| Prior Sale | Dec 29, 2009 |
| Deed Document Number | 2019015281 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEREY CA |
| Property Address | 470 WAVE ST, MONTEREY, CA 93940-1425 |
| Document Number | 0000008321 |
| Instrument Date | Feb 12, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 05, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 470 WAVE ST MONTEREY CA 939401425, MONTEREY, CA 93940-1425 |
| Document Number | 0000008321 |
|---|---|
| Date | Feb 19, 2020 |
| Instrument | 8321 |
| Name | SYNERGY ONE LNDG |
|---|---|
| Address | SAN DIEGO, CA 92108 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Feb 18, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONTEREY CA |
| Recording Date | Apr 19, 2019 |
| Property Address | 470 WAVE ST, MONTEREY, CA 93940-1425 |
| Document Number | 0000015281 |
| Instrument Date | Apr 15, 2019 |
| Instrument | 15281 |
| Transaction Type | Transfer |
| Record Updated | May 03, 2019 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,127.50 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 10221 E LAKE HIGHLANDS DR DALLAS TX 752182249, DALLAS, TX 75218-2249 |
| Document Number | 15282 |
|---|---|
| Date | Apr 19, 2019 |
| Instrument | 15282 |
| Name | SYNERGY ONE LNDG |
|---|---|
| Address | SAN DIEGO, CA 92108 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Apr 18, 2049 |
Source: Monterey County records · Assessment roll updated July 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | California |
| County | Monterey County |
| Municipality | Monterey City |
| Unified School District | Monterey Peninsula Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $13,212.00 (+10.26%) | $1,143,402 (+4.04%) Land $780,861 Building $362,541 |
| 2023 | $11,983.00 (+1.4%) | $1,099,004 Land $750,540 Building $348,464 |
| 2022 | $11,818.00 |
Source: FEMA National Flood Hazard Layer as of July 15, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Razzolink Fixed Wireless | 500 / 250 |
May also be available: AT&T, California Internet, Optimum Communications, Verizon.
Based on FCC filings for 113 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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