503 W Summit St, Creston, IA 50801 Property Records

Union County property record for 503 W Summit St, Creston, IA 50801

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 780 sqft · built 1900
Lot Size0.199 acres (8,648 sqft)
OwnerIndividual Name on File
Last Sale$35,500 (May 2025)
Tax Bill$650 (2025)
Deeds & MortgagesMay 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN0501333007

Property Details

APN / Parcel Number

Primary APN0501333007

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area780 sqft Living Area
1st Floor Area540 sqft
Basement Area540 sqft
Unfinished Basement520 sqft
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeBlock
Roof TypeGable
Roof MaterialAsphalt
Lot Area8,648 sqft (0.199 acres)
Lot Dimensions92 ft deep x 94 ft wide
Garage TypeDetached
Garage Area160 sqft
PorchSlab
Porch Area108 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
Heating FuelGas
Water SourceCommercial

Location & Zoning

Street Address503 W SUMMIT ST
CityCRESTON
StateIA
Zip50801-2245
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRAILROAD ADD S-2 LOT 5 & E 36.5 FT OF S-2 LOT 6
Legal SubdivisionRAILROAD ADD
Legal Lot Number5,6
JurisdictionUNION IA
Township / Civil DivisionCRESTON
Census Block Group5
Census Block5031
Census Tract190400

Owner

503 W Summit St is owned and occupied by an individual who bought it in May 2025.

Source: Union County records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address503 W SUMMIT ST, CRESTON, IA 50801-2245
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 8, 2025 · Amount on File
Deed SaleMay 8, 2025 · Amount on File
Deed Document Number2025726
Deed Book / Page1353 / 62
Record UpdatedOct 29, 2026

May 2025: Land Contract, Transfer

Document TypeLand Contract
JurisdictionUNION IA
Recording DateMay 8, 2025
Property Address503 W SUMMIT ST, CRESTON, IA 50801-2245
Document Number0001353/62
Book / Page1353 / 62
Instrument DateMay 8, 2025
Instrument2025-00000726
Transaction TypeTransfer
Record UpdatedSep 30, 2025

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address503 W SUMMIT ST, CRESTON, IA 50801-2245

Mortgage

DateMay 8, 2025
Lender
NameHIGH MEADOW PROPERTIES LLC
TypeNon-Lending Institution
Agreement
TypeLand Contract
AmountAmount on Record
Term62 Months
DueJul 1, 2030
Interest
Rate9%

Tax Assessment & Valuation

The 2025 property tax bill for 503 W Summit St was $650.

Source: Union County assessment roll, as of September 30, 2025

Property Jurisdictions

TypeName
StateIowa
MunicipalityCreston City
CountyUnion County
Unified School DistrictCreston Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$31,410 (-) Land $12,830 Building $18,580$31,410 (-) Land $12,830 Building $18,580
2025$650.00$31,410 Land $12,830 Building $18,580$31,410 Land $12,830 Building $18,580
2024$650.00
2023$39,860 Land $13,730 Building $26,130$39,860 Land $13,730 Building $26,130
2022$864.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 503 W Summit St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 31, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims9 (1981–2026)
Claims Outside the SFHA5 of 9
Most Recent ClaimJun 2026 · rainfall accumulation
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, Jun 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 503 W Summit St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 91% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCRESTON WATER SUPPLY
serves 7,536 people · EPA ID IA8816089
Water SourceSurface water
Last State InspectionDec 2023
Lead7 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureTreatment Techniques
Jun 2018
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 479 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber · DSL in parts of the area
2,000 / 2,000
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
Lockridge Networks
Fixed Wireless
100 / 20

May also be available: Nextlink, OmniTel-Interstate Cablevision.

Nearby Properties on W Summit St

Nearby Streets

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