Union County property record for 403 W Summit St, Creston, IA 50801
| Property Type | Duplex |
|---|---|
| Details | 1 bd · 1 ba · 640 sqft · built 1935 |
| Lot Size | 0.193 acres (8,400 sqft) |
| Owner | Individual Name on File |
| Last Sale | $47,500 (Dec 2014) |
| Tax Bill | $1,212 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 0501405013 |
| Primary APN | 0501405013 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Half Baths | 1 Half Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 640 sqft Total Area |
| Basement Area | 640 sqft |
| Unfinished Basement | 1,200 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 1935 |
| Architectural Style | Duplex Single |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,400 sqft (0.193 acres) |
| Lot Dimensions | 120 ft deep x 65 ft wide |
| Deck Area | 94 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 403 W SUMMIT ST |
|---|---|
| City | CRESTON |
| State | IA |
| Zip | 50801-2270 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | 2ND NORTHERN W 75 FT OF S 60 FT OF E-2 BLK 5 & W 65 FT OF N 60 FT OF S 120 FT OF E-2 BLK 5 |
| Legal Subdivision | SECOND NORTHERN ADD |
| Legal Block | 5 |
| Jurisdiction | UNION IA |
| Township / Civil Division | CRESTON |
| Census Block Group | 5 |
| Census Block | 5025 |
| Census Tract | 190400 |
403 W Summit St, a duplex, is owned by an individual who bought it in December 2014.
Source: Union County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 405 N PALM ST, CRESTON, IA 50801-2740 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 10, 2014 · Amount on File |
| Deed Sale | Dec 10, 2014 · Amount on File |
| Deed Document Number | 20142339 |
| Deed Book / Page | 1091 / 341 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 403 W Summit St was $1,212, down 10.1% from the year before.
Source: Union County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | Iowa |
| Municipality | Creston City |
| County | Union County |
| Unified School District | Creston Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $72,720 (-) Land $10,800 Building $61,920 | $72,720 (-) Land $10,800 Building $61,920 | |
| 2025 | $1,212.00 (-10.09%) | $72,720 Land $10,800 Building $61,920 | $72,720 Land $10,800 Building $61,920 |
| 2024 | $1,348.00 | ||
| 2023 | $58,290 Land $11,560 Building $46,730 | $58,290 Land $11,560 Building $46,730 | |
| 2022 | $1,216.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 403 W Summit St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 31, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 9 (1981–2026) |
| Claims Outside the SFHA | 5 of 9 |
| Most Recent Claim | Jun 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 403 W Summit St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 91% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CRESTON WATER SUPPLY serves 7,536 people · EPA ID IA8816089 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | 7 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Treatment Techniques Jun 2018 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 479 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Lockridge Networks Fixed Wireless | 100 / 20 |
May also be available: Nextlink, OmniTel-Interstate Cablevision.
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