O'Brien County property record for 503 W 4th St, Sutherland, IA 51058
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,056 sqft · built 1973 |
| Lot Size | 0.19 acres (8,260 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,124 (2025) |
| Deeds & Mortgages | Mar 2024 Mortgage Jun 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 0000519700 |
| Primary APN | 0000519700 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,056 sqft Living Area |
| 1st Floor Area | 1,056 sqft |
| Basement Area | 1,056 sqft |
| Unfinished Basement | 1,056 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Architectural Style | A-Frame |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,260 sqft (0.19 acres) |
| Lot Dimensions | 118 ft deep x 70 ft wide |
| Garage Type | Detached |
| Garage Area | 676 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 180 sqft |
| Deck Area | 63 sqft |
| Patio Area | 200 sqft |
| Lean-To | 120 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Street Address | 503 W 4TH ST |
|---|---|
| City | SUTHERLAND |
| State | IA |
| Zip | 51058-7638 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PECKS ADDITION N 1/2 OF E 118 OF LOT 1 BLK 3 |
| Legal Subdivision | PECK'S ADDITION |
| Legal Block | 3 |
| Legal Lot Number | 1 |
| Jurisdiction | O'BRIEN IA |
| Township / Civil Division | WATERMAN |
| Census Block Group | 2 |
| Census Block | 2038 |
| Census Tract | 490400 |
503 W 4th St is owned and occupied by an individual.
Source: O'Brien County records, as of September 1, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 503 W 4TH ST, SUTHERLAND, IA 51058-7638 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 8, 2024 | Deed of Trust, Mortgage · FHA Mortgage MUTUAL OF OMAHA MORTGAGE INC |
| Jun 26, 2023 | Deed of Trust, Mortgage · Line of Credit SECURITY STATE BANK |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | O'BRIEN IA |
| Property Address | 503 W 4TH ST, SUTHERLAND, IA 51058-7638 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2024 |
| Name | Verified Name |
|---|---|
| Address | 503 W 4TH ST, SUTHERLAND, IA 51058-7638 |
| Document Number | 0020240474 |
|---|---|
| Date | Mar 8, 2024 |
| Instrument | 2024-0474 |
| Name | MUTUAL OF OMAHA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | 3131 CAMINO DEL RIO N STE 1100, SAN DIEGO, CA 92108 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | O'BRIEN IA |
| Property Address | 503 W 4TH ST, SUTHERLAND, IA 51058-7638 |
| Transaction Type | Mortgage |
| Record Updated | Jul 24, 2023 |
| Name | Verified Name |
|---|---|
| Address | 503 W 4TH ST, SUTHERLAND, IA 51058-7638 |
| Document Number | 0202301302 |
|---|---|
| Date | Jun 26, 2023 |
| Instrument | 2023-01302 |
| Name | SECURITY STATE BANK |
|---|---|
| Type | Bank |
| Address | PAULLINA, IA 51046 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 62 Months |
| Due | Aug 26, 2028 |
The 2025 property tax bill for 503 W 4th St was $1,124 with a homeowner's exemption, up 21.1% from the year before.
Source: O'Brien County assessment roll, as of December 19, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | O'Brien County |
| Municipality | Sutherland City |
| Unified School District | South O'Brien Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,124.00 (+21.12%) Homeowner's exemption | $100,490 Land $6,580 Building $93,910 | $100,490 Land $6,580 Building $93,910 |
| 2024 | $928.00 | ||
| 2023 | $78,280 (+233.25%) Land $5,260 Building $73,020 | $78,280 Land $5,260 Building $73,020 | |
| 2022 | $410.00 | $23,490 Land $3,290 Building $20,200 | |
| 2021 | $23,490 Land $3,290 Building $20,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 503 W 4th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 16, 2020
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 503 W 4th St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 82% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUTHERLAND WATER SUPPLY serves 629 people · EPA ID IA7177007 |
|---|---|
| Water Source | Purchased groundwater from OSCEOLA RURAL WATER SYSTEM-SOUTH |
| Last State Inspection | Sep 2023 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Westel Systems Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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