404 W 4th St, Sutherland, IA 51058 Property Records

O'Brien County property record for 404 W 4th St, Sutherland, IA 51058

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,008 sqft · built 1975
Lot Size	0.153 acres (6,680 sqft)
Owner	2 Individual Names on Record
Last Sale	$90,000 (Oct 2018)
Tax Bill	$2,080 (2025)
Deeds & Mortgages	Apr 2018 Line of Credit Oct 2018 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0000529650`

Property Details

APN / Parcel Number

Primary APN	`0000529650`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,008 sqft Living Area
1st Floor Area	1,008 sqft
Basement Area	1,008 sqft
Finished Basement	868 sqft
Unfinished Basement	140 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	A-Frame
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	6,680 sqft (0.153 acres)
Lot Dimensions	80 ft deep x 84 ft wide
Garage Type	Attached
Garage Area	576 sqft
Deck Area	128 sqft
Patio Area	272 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	404 W 4TH ST
City	SUTHERLAND
State	IA
Zip	51058-7637
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FREIMARKS ADDITION S 80 OF E 133 OF LOT 10 EXC ST BLK 1
Legal Subdivision	FREIMARK'S ADDITION
Legal Block	1
Legal Lot Number	10
Jurisdiction	O'BRIEN IA
Township / Civil Division	WATERMAN
Census Block Group	2
Census Block	2015
Census Tract	490400

Owner

Source: O'Brien County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	404 W 4TH ST, SUTHERLAND, IA 51058-7637
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 4, 2018	Deed of Trust, Mortgage · Line of Credit SECURITY STATE BANK
Oct 22, 2018	Warranty Deed, Transfer
Jul 20, 2017	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 22, 2018 · Amount on Record
Deed Sale	Oct 22, 2018 · Amount on Record
Prior Sale	Jun 8, 2007 · Amount on Record
Deed Document Number	20182377
Prior Transfer Date	Jul 29, 2016
Prior Transfer Doc	201602150
Record Updated	Oct 29, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	O'BRIEN IA
Property Address	404 W 4TH ST, SUTHERLAND, IA 51058-7637
Transaction Type	Mortgage
Record Updated	Nov 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800757
Date	Apr 4, 2018
Instrument	2018-00757

Lender

Name	SECURITY STATE BANK
Type	Bank
Address	SUTHERLAND, IA 51058

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	7 Months
Due	Nov 15, 2018

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	O'BRIEN IA
Recording Date	Oct 22, 2018
Property Address	404 W 4TH ST, SUTHERLAND, IA 51058-7637
Document Number	201802377
Instrument Date	Oct 22, 2018
Instrument	2018-02377
Transaction Type	Transfer
Record Updated	Nov 25, 2021

Transaction

Amount	Amount Recorded
Tax	$143.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	404 W 4TH ST, SUTHERLAND, IA 51058-7637

July 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	O'BRIEN IA
Recording Date	Jul 20, 2017
Property Address	404 W 4TH ST, SUTHERLAND, IA 51058-7637
Document Number	201701634
Instrument Date	Jul 13, 2017
Instrument	2017-01634
Transaction Type	Transfer
Record Updated	Nov 25, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 4TH ST SW STE D, D, LE MARS, IA 51031-1951

Tax Assessment & Valuation

Source: O'Brien County assessment roll, as of December 19, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	O'Brien County
Municipality	Sutherland City
Unified School District	South O'Brien Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,080.00 (+22.21%) Homeowner's exemption	$191,280 (+28.63%) Land $6,350 Building $184,930	$191,280 (+28.63%) Land $6,350 Building $184,930
2024	$1,702.00 (+2.04%)
2023		$148,710 (+42.33%) Land $5,080 Building $143,630	$148,710 (+42.33%) Land $5,080 Building $143,630
2022	$1,668.00 Homeowner's exemption	$104,480 Land $3,170 Building $101,310
2021			$104,480 Land $3,170 Building $101,310

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUTHERLAND WATER SUPPLY serves 629 people · EPA ID IA7177007
Water Source	Purchased groundwater from OSCEOLA RURAL WATER SYSTEM-SOUTH
Last State Inspection	Sep 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Westel Systems Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

404 W 4th St, Sutherland, IA 51058 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

April 2018: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

October 2018: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

July 2017: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on W 4th St

Nearby Streets

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