214 Twin Ln, Soquel, CA 95073 Property Records

Santa Cruz County property record for 214 Twin Ln, Soquel, CA 95073

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 5,282 sqft · built 1985
Lot Size	5.16 acres (225,031 sqft)
Owner	2 Individual Names on Record
Tax Bill	$13,821 (2025)
Deeds & Mortgages	Apr 2020 Line of Credit Nov 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`103-011-52`

Property Details

APN / Parcel Number

Primary APN	`103-011-52`
Alternative APN	`103-011-52-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	5,282 sqft Living Area
Gross Area	6,778 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	225,031 sqft
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Deck Area	949 sqft
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	220 TWIN LN
City	SOQUEL
State	CA
Zip	95073-9716
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Subdivision	SCOTTSBOROUGH
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	1
Census Block	1010
Census Tract	121100

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	220 TWIN LN, SOQUEL, CA 95073-9716
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2020	Deed of Trust, Mortgage · Line of Credit TCF NATIONAL BANK
Nov 5, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
Nov 5, 2020	Quit Claim Deed, Transfer OLD REPUBLIC TITLE
Jan 28, 2020	Deed of Trust, Mortgage · Conventional with PMI FREMONT BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Oct 26, 2020
Transfer Doc	0000046352
Record Updated	Sep 20, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	220 TWIN LN, SOQUEL, CA 95073-9716
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011397
Date	Apr 3, 2020
Instrument	2020-0011397

Lender

Name	TCF NATIONAL BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 23, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Nov 5, 2020
Property Address	220 TWIN LN, SOQUEL, CA 95073-9716
Document Number	0000046352
Map Reference	VOL 35 PG 29
Instrument Date	Oct 26, 2020
Instrument	2020-0046352
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	220 TWIN LN, SOQUEL, CA 95073-9716

Mortgage

Document Number	0000046353
Date	Nov 5, 2020
Instrument	2020-0046353

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Nov 5, 2020
Property Address	220 TWIN LN, SOQUEL, CA 95073-9716
Document Number	0000046355
Instrument Date	Oct 26, 2020
Instrument	46355
Transaction Type	Transfer
Record Updated	Nov 19, 2020
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	220 TWIN LN #220 SOQUEL CA 950739716, 220, SOQUEL, CA 95073-9716

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	220 TWIN LN, SOQUEL, CA 95073-9716
Instrument Date	Jan 28, 2020
Transaction Type	Mortgage
Record Updated	Feb 26, 2020
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	220 TWIN LN SOQUEL CA 950739716, SOQUEL, CA 95073-9716

Mortgage

Document Number	4393
Date	Feb 6, 2020
Instrument	4393

Lender

Name	FREMONT BK
Type	Bank
Address	LIVERMORE, CA 94551

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 5, 2050

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Elementary School District	Mountain Elementary School District (KG - 06)
Secondary School District	Santa Cruz City High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,229,364 (+2%) Land $319,293 Building $910,071
2025	$13,821.00 (+73.46%) Homeowner's exemption	$1,205,259 (+72.13%) Land $313,033 Building $892,226
2023	$7,968.00 (+1.39%) Homeowner's exemption	$700,222 Land $275,975 Building $424,247	$1,467,900
2022	$7,859.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1989–2000)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Jan 2000 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · lower than 67% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Surfnet Communications.

Cell Coverage

5G and 4G LTE (outdoors only)

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