503 State St, Eaton Rapids, MI 48827 Property Records

Eaton County property record for 503 State St, Eaton Rapids, MI 48827

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,240 sqft · built 1900
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on File
Last Sale	$78,000 (Aug 2009)
Tax Bill	$1,963 (2025)
Deeds & Mortgages	May 2021 Mortgage Feb 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`30003440016000`

Property Details

APN / Parcel Number

Primary APN	`30003440016000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,240 sqft Living Area
1st Floor Area	841 sqft
Basement Area	841 sqft
Unfinished Basement	841 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	165 ft deep x 66 ft wide
Garage Area	480 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	503 STATE ST
City	EATON RAPIDS
State	MI
Zip	48827-1550
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TRD
Legal Description	COM 40 RODS E OF S 1/4 POST & 30 FT N OF SEC. LINE, N 10 RODS, W 4 RODS, S 10 RODS, E 4 RODS TO BEG. SEC. 34, T2N,R3W. CITY OF EATON RAPIDS
Legal Range	03W
Legal Township	02N
Legal Section	34
Jurisdiction	EATON MI
Township / Civil Division	EATON RAPIDS
Census Block Group	2
Census Block	2007
Census Tract	21301

Owner

503 State St is owned and occupied by an individual who acquired it in February 2017.

Source: Eaton County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	503 STATE ST, EATON RAPIDS, MI 48827-1550
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOMESTEAD SAVINGS BANK
Feb 28, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage HOMESTEAD SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 21, 2009 · Amount on File
Deed Sale	Aug 21, 2009 · Amount on File
Deed Book / Page	2245 / 844
Last Transfer Date	Feb 21, 2017
Transfer Doc	2667/0160
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EATON MI
Property Address	503 STATE ST, EATON RAPIDS, MI 48827-1550
Transaction Type	Mortgage
Record Updated	Jun 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2925/406
Date	May 7, 2021
Book Page	2925/406

Lender

Name	HOMESTEAD SAVINGS BANK
Type	Bank
Address	ALBION, MI 49224

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jun 1, 2041

February 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	EATON MI
Recording Date	Feb 28, 2017
Property Address	503 STATE ST, EATON RAPIDS, MI 48827-1550
Document Number	2667/0160
Book / Page	2667 / 0160
Instrument Date	Feb 21, 2017
Transaction Type	Transfer
Record Updated	Sep 7, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	503 STATE ST, EATON RAPIDS, MI 48827-1550

Mortgage

Document Number	26670161
Date	Feb 28, 2017
Instrument	2667/0161

Lender

Name	HOMESTEAD SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 503 State St was $1,963 with a homeowner's exemption, down 0.1% from the year before.

Source: Eaton County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Eaton County
Municipality	Eaton Rapids City
Unified School District	Eaton Rapids Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$95,800 (+2.68%)	$184,249 (-) Land $37,751 Building $146,498
2025	$1,963.00 (-0.05%) Homeowner's exemption	$93,300	$184,249 Land $37,751 Building $146,498
2024	$1,964.00
2023		$77,700	$155,400
2022	$1,902.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 503 State St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective November 26, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	4 (1999–2004)
Claims Outside the SFHA	1 of 4
Most Recent Claim	May 2004 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 503 State St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF EATON RAPIDS serves 5,340 people · EPA ID MI0002020
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	4 ppb (2025) action level 15 ppb
Copper	1.46 mg/L (2019) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2026
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: AT&T.

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