Eaton County property record for 404 State St, Eaton Rapids, MI 48827
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 3,264 sqft · built 1910 |
| Lot Size | 0.8 acres (34,848 sqft) |
| Owner | Individual Name on File |
| Last Sale | $285,000 (Nov 2020) |
| Tax Bill | $5,826 (2025) |
| Deeds & Mortgages | Nov 2020 Sale & Mortgage Nov 2020 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 30005060101000 |
| Primary APN | 30005060101000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,264 sqft Living Area |
| 1st Floor Area | 1,530 sqft |
| Basement Area | 1,530 sqft |
| Unfinished Basement | 1,530 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Exterior Material | Wood Siding |
| Lot Area | 34,848 sqft (0.8 acres) |
| Lot Dimensions | 264 ft deep x 132 ft wide |
| Garage Area | 768 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 404 STATE ST |
|---|---|
| City | EATON RAPIDS |
| State | MI |
| Zip | 48827-1549 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | TRD |
| Legal Description | LOTS 1, 2, 15, & 16. BLOCK 1. DUTTON & LEONARDS ADDITION CITY OF EATON RAPIDS |
| Legal Subdivision | DUTTON & LEONARDS ADDITION |
| Legal Block | 1 |
| Jurisdiction | EATON MI |
| Township / Civil Division | EATON RAPIDS |
| Census Block Group | 1 |
| Census Block | 1031 |
| Census Tract | 21302 |
404 State St is owned and occupied by an individual who bought it in November 2020.
Source: Eaton County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 404 STATE ST, EATON RAPIDS, MI 48827-1549 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 18, 2020 | Warranty Deed, Transfer · Conventional Mortgage FIRST HERITAGE FINANCIAL LLC |
| Nov 18, 2020 | Warranty Deed, Transfer TITLE SENSE INC, TITLE ONE INC |
| Jan 26, 2021 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 18, 2020 · Amount on File |
| Deed Sale | Nov 18, 2020 · Amount on File |
| Prior Sale | Nov 18, 2020 · Amount on File |
| Deed Book / Page | 2884 / 1279 |
| Prior Transfer Date | Oct 31, 2012 |
| Prior Transfer Doc | 2424/0154 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EATON MI |
| Recording Date | Nov 18, 2020 |
| Property Address | 404 STATE ST, EATON RAPIDS, MI 48827-1549 |
| Document Number | 02884/1279 |
| Book / Page | 2884 / 1279 |
| Instrument Date | Nov 10, 2020 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Title Company | BELL TITLE AGENCY/OKEMOS, BELL TITLE AGENCY OF OKEMOS |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,444.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 404 STATE ST, 404, EATON RAPIDS, MI 48827-1549 |
| Name | Verified Name |
|---|---|
| Address | 404 STATE ST, EATON RAPIDS, MI 48827-1549 |
| Document Number | 0028841281 |
|---|---|
| Date | Nov 18, 2020 |
| Instrument | 2884/1281 |
| Name | FIRST HERITAGE FINANCIAL LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EATON MI |
| Recording Date | Nov 18, 2020 |
| Property Address | 404 STATE ST, EATON RAPIDS, MI 48827-1549 |
| Document Number | 2884/1278 |
| Book / Page | 2884 / 1278 |
| Instrument Date | Nov 10, 2020 |
| Transaction Type | Transfer |
| Record Updated | Sep 7, 2021 |
| Title Company | TITLE SENSE INC, TITLE ONE INC |
| Amount | Amount on Record |
|---|---|
| Tax | $1,548.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 23401 26 MILE RD, 23401, OLIVET, MI 49076-9527 |
| Name | Verified Name |
|---|---|
| Address | 404 STATE ST, EATON RAPIDS, MI 48827-1549 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | EATON MI |
| Recording Date | Jan 26, 2021 |
| Property Address | 404 STATE ST, EATON RAPIDS, MI 48827-1549 |
| Document Number | 2900/1136 |
| Book / Page | 2900 / 1136 |
| Map Reference | LB 1 PG 80 |
| Instrument Date | Nov 10, 2020 |
| Transaction Type | Transfer |
| Record Updated | Sep 7, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 404 STATE ST, EATON RAPIDS, MI 48827-1549 |
The 2025 property tax bill for 404 State St was $5,826 with a homeowner's exemption, down 0.1% from the year before.
Source: Eaton County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Eaton County |
| Municipality | Eaton Rapids City |
| Unified School District | Eaton Rapids Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $195,300 (+4.89%) | $366,362 (-) Land $66,084 Building $300,278 | |
| 2025 | $5,826.00 (-0.09%) Homeowner's exemption | $186,200 | $366,362 Land $66,084 Building $300,278 |
| 2024 | $5,831.00 | ||
| 2023 | $157,000 | $314,000 | |
| 2022 | $5,645.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 404 State St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective November 26, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 1 (2011) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2011 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 404 State St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF EATON RAPIDS serves 5,340 people · EPA ID MI0002020 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 4 ppb (2025) action level 15 ppb |
| Copper | 1.46 mg/L (2019) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2026 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
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