Monmouth County and Spring Lake Borough property record for 503 Saint Clair Ave, Spring Lake, NJ 07762
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,070 sqft · built 1930 |
| Lot Size | 0.172 acres (7,501 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,425,000 (Feb 2018) |
| Tax Bill | $10,288 (2025) |
| Deeds & Mortgages | Feb 2018 Sale & Mortgage Dec 2017 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 47-00101-0000-00002 |
| Primary APN | 47-00101-0000-00002 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,070 sqft Living Area |
| 1st Floor Area | 1,018 sqft |
| Upper Floors Area | 1,052 sqft |
| Attic | Attic |
| Attic Area | 780 sqft |
| Basement Area | 780 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 7,501 sqft (0.172 acres) |
| Lot Dimensions | 150 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 754 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
| Deck Area | 281 sqft |
| Cooling System | HVAC |
|---|---|
| Sewer | Connected |
| Street Address | 503 SAINT CLAIR AVE |
|---|---|
| City | SPRING LAKE |
| State | NJ |
| Zip | 07762-1531 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF05 |
| Legal Subdivision | BRIGHTON & NORTH BRIGHTON |
| Legal Block | 101 |
| Legal Lot Number | 2 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | SPRING LAKE |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 809100 |
503 Saint Clair Ave is owned and occupied by two individuals who bought it in February 2018.
Source: Monmouth County and Spring Lake Borough records, as of July 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 503 SAINT CLAIR AVE, SPRING LAKE, NJ 07762-1531 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 2, 2018 | Grant Deed, Transfer CITIBANK |
| Dec 9, 2017 | Deed of Trust, Mortgage · Line of Credit INVESTORS BK |
| Jun 5, 2017 | Deed of Trust, Mortgage NJ LENDERS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 2, 2018 · Amount on File |
| Deed Sale | Feb 2, 2018 · Amount on File |
| Prior Sale | Aug 30, 2006 · Amount on File |
| Deed Document Number | 201812239 |
| Deed Book / Page | 9271 / 5558 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Feb 2, 2018 |
| Property Address | 503 SAINT CLAIR AVE, SPRING LAKE, NJ 07762-1531 |
| Document Number | 0000012239 |
| Book / Page | 009271 / 005558 |
| Instrument Date | Jan 16, 2018 |
| Instrument | 12239 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2018 |
| Title Company | JERSEY SHR TITLE SERVICES LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,425.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 503 SAINT CLAIR AVE SPRING LAKE NJ 077621531, SPRING LAKE, NJ 07762-1531 |
| Document Number | 12240 |
|---|---|
| Date | Feb 2, 2018 |
| Book Page | 009271/005572 |
| Instrument | 12240 |
| Name | CITIBANK |
|---|---|
| Type | Federal Savings Bank |
| Address | O'FALLON, MO 63368-2240 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Feb 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.37% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 503 SAINT CLAIR AVE, SPRING LAKE, NJ 07762-1531 |
| Document Number | 0000000313 |
| Book / Page | 009265 / 007946 |
| Instrument Date | Dec 9, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 503 SAINT CLAIR AVE SPRING LAKE NJ 077621531, SPRING LAKE, NJ 07762-1531 |
| Document Number | 0000000313 |
|---|---|
| Date | Jan 2, 2018 |
| Book Page | 009265/007946 |
| Instrument | 313 |
| Name | INVESTORS BK |
|---|---|
| Type | Bank |
| Address | ISELIN, NJ 08830 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Jan 1, 2043 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 503 SAINT CLAIR AVE, SPRING LAKE, NJ 07762-1531 |
| Document Number | 0000075834 |
| Book / Page | 009240 / 003009 |
| Instrument Date | Jun 5, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2017 |
| Title Company | ALL AHEAD TITLE AGENCY LLC, ALL AHEAD TITLE AGCY LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 503 SAINT CLAIR AVE SPRING LAKE NJ 077621531, SPRING LAKE, NJ 07762-1531 |
| Document Number | 0000075834 |
|---|---|
| Date | Aug 7, 2017 |
| Book Page | 009240/003009 |
| Instrument | 75834 |
| Name | NJ LENDERS |
|---|---|
| Address | LITTLE FALLS, NJ 07424 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Aug 6, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.62% |
The 2025 property tax bill for 503 Saint Clair Ave was $10,288, up 3.3% from the year before.
Source: Monmouth County and Spring Lake Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Spring Lake Borough |
| Unified School District | Spring Lake Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,437,700 (+8.28%) Land $1,562,000 Building $875,700 | $2,437,700 (+8.28%) Land $1,562,000 Building $875,700 | |
| 2025 | $10,288.00 (+3.25%) | $2,251,200 Land $1,412,000 Building $839,200 | $2,251,200 Land $1,412,000 Building $839,200 |
| 2024 | $9,964.00 | ||
| 2023 | $1,818,200 Land $1,055,600 Building $762,600 | $1,818,200 Land $1,055,600 Building $762,600 | |
| 2022 | $9,001.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 503 Saint Clair Ave in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 5 (2010–2018) |
| Claims Outside the SFHA | 4 of 5 |
| Most Recent Claim | Aug 2018 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 503 Saint Clair Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRING LAKE WATER DEPARTMENT serves 11,270 people · EPA ID NJ1348001 |
|---|---|
| Water Source | Purchased surface water from NJ WATER SUPPLY AUTHORITY MANASQUAN |
| Last State Inspection | Jan 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 473 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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