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421 Saint Clair Ave, Spring Lake, NJ 07762 Property Records

Monmouth County and Spring Lake Borough property record for 421 Saint Clair Ave, Spring Lake, NJ 07762 · Last verified July 2026

Property Summary

Property TypeExempt (Full or Partial)
Details5 bd · 2.5 ba · 1,872 sqft · built 1920
Lot Size0.172 acres (7,492 sqft)
Owner2 Individual Names on File
Last Sale$700,000 (Feb 2022)
Tax Bill$7,993 (2022)
Deeds & MortgagesMay 2022 Mortgage
Feb 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN47-00100-0000-00011

Property Details

APN / Parcel Number

Primary APN47-00100-0000-00011
Alternative APN
  • 470010000011

Interior

Bedrooms5 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area1,872 sqft Living Area
1st Floor Area960 sqft
Upper Floors Area624 sqft
Basement Area624 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialOther
Lot Area7,492 sqft (0.172 acres)
Garage TypeDetached
Garage Area360 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Deck Area184 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
SewerConnected

Location & Zoning

Street Address421 SAINT CLAIR AVE
CitySPRING LAKE
StateNJ
Zip07762-1529
Property CategoryOther
Property TypeOther > Exempt (Full or Partial)
Legal DescriptionFACILITY NAME: DISABLED VETERAN
Legal SubdivisionSPRING LAKE
Legal Block100
Legal Lot Number11
JurisdictionMONMOUTH NJ
Township / Civil DivisionSPRING LAKE
Census Block Group1
Census Block1018
Census Tract809100

Owner

Source: Monmouth County and Spring Lake Borough records · APN 47-00100-0000-00011

Assessment roll updated July 9, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address421 SAINT CLAIR AVE, SPRING LAKE, NJ 07762-1529
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 24, 2022Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA
Feb 15, 2022Bargain and Sale Deed, Transfer · Seller Carry-Back
LUCILLE SHARP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 15, 2022 · Amount on Record
Deed SaleFeb 15, 2022 · Amount on Record
Prior SaleAug 06, 2002 · Amount on Record
Deed Document Number202218131
Deed Book / Page9578 / 5948
Record UpdatedSep 20, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONMOUTH NJ
Property Address421 SAINT CLAIR AVE, SPRING LAKE, NJ 07762-1529
Transaction TypeMortgage
Record UpdatedJul 25, 2022
Title CompanyAMROCK LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0095972127
DateMay 24, 2022
Book Page9597/2127
Instrument2022056330
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2052

February 2022: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionMONMOUTH NJ
Recording DateFeb 15, 2022
Property Address421 SAINT CLAIR AVE, SPRING LAKE, NJ 07762-1529
Document Number0095785948
Book / Page9578 / 5948
Instrument DateFeb 09, 2022
Instrument2022018131
Transaction TypeTransfer
Record UpdatedMar 03, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address421 SAINT CLAIR AVE, 421, SPRING LAKE, NJ 07762-1529

Transferred To (Grantee/Buyer)

NameVerified Name
Address1207 WALL RD, SPRING LAKE, NJ 07762-2429

Mortgage

Document Number2022018132
DateFeb 15, 2022
Instrument2022018132
Lender
NameLUCILLE SHARP
TypeSeller
Agreement
TypeSeller Carry-Back
AmountAmount Recorded
Term360 Months
DueJan 31, 2052

Tax Assessment & Valuation

Source: Monmouth County and Spring Lake Borough records · Assessment roll updated July 9, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMonmouth County
MunicipalitySpring Lake Borough
Unified School DistrictSpring Lake Borough School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$2,471,200 (+10.8%) Land $2,090,000 Building $381,200$2,471,200 (+10.8%) Land $2,090,000 Building $381,200
2025Disabled Person's exemption Veteran's exemption$2,230,400 (+30.01%) Land $1,865,000 Building $365,400$2,230,400 (+30.01%) Land $1,865,000 Building $365,400
2023$1,715,600 Land $1,491,400 Building $224,200$1,715,600 Land $1,491,400 Building $224,200
2022$7,993.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monmouth County (34025C), updated September 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340258091001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 10 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies10 in force
Nearby Flood Claims5 (2010–2018)
Claims Outside the SFHA4 of 5
Most Recent ClaimAug 2018, rainfall accumulation
Claims By Storm
  • Hurricane Sandy, Oct 2012 · 3 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 473 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Optimum CommunicationsFiber8,000 / 8,000
VerizonFiber2,300 / 2,300
Optimum CommunicationsCable940 / 35
AT&TFixed Wireless100 / 20
T-Mobile USAFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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