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503 S Main St, Ridgely, TN 38080 Property Records

Lake County property record for 503 S Main St, Ridgely, TN 38080

Property Summary

Property TypeSingle Family Home
Details1 ba · 2,079 sqft · built 1900
Lot Size0.689 acres (30,056 sqft)
OwnerIndividual Name on Record
Last Sale$152,000 (Feb 2021)
Tax Bill$1,415 (2025)
Deeds & MortgagesFeb 2021 Sale & Mortgage
Flood ZoneZone X (high risk)
APN048057K N 00800

Property Details

APN / Parcel Number

Primary APN048057K N 00800
Alternative APN
  • 057K N 00800

Interior

Full Baths1 Bath
Stories1 Story
Building Area2,079 sqft Living Area
1st Floor Area2,079 sqft
FlooringSoftwood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1963
Exterior MaterialSiding
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area30,056 sqft (0.689 acres)
Lot Dimensions230 ft deep x 100 ft wide
Garage TypeCarport
Garage Area600 sqft
CarportCarport
Parking Spaces2 Parking Spaces
PorchEnclosed Porch
Porch Area276 sqft
Utility Building600 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address503 S MAIN ST
CityRIDGELY
StateTN
Zip38080-1527
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDISTRICT: 05, COUNTY AREA: R30
Legal SubdivisionSOUTH MAIN STREET RIDGELY
JurisdictionLAKE TN
Township / Civil Division3
Census Block Group3
Census Block3011
Census Tract960200

Owner

Source: Lake County records, as of January 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address503 S MAIN ST, RIDGELY, TN 38080-1527
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 9, 2021 · Amount on Record
Deed SaleFeb 9, 2021 · Amount on Record
Deed Document Number17487
Deed Book / Page58 / 115
Record UpdatedJun 8, 2026

February 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE TN
Recording DateFeb 9, 2021
Property Address503 S MAIN ST, RIDGELY, TN 38080-1527
Document Number000058/115
Book / Page58 / 115
Instrument DateFeb 2, 2021
Instrument17487
Transaction TypeTransfer
Record UpdatedMar 7, 2022
Title CompanyDYER LAND TITLE COMPANY, DYER LAND TITLE COMPANY INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$562.40
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address503 S MAIN ST, RIDGELY, TN 38080-1527

Mortgage

Document Number0000017488
DateFeb 9, 2021
Instrument17488
Lender
NamePREFERRED PLUS FINANCIAL CORPORATIO
TypeNon-Lending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2051

Tax Assessment & Valuation

Source: Lake County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyLake County
MunicipalityRidgely Town
Unified School DistrictLake County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,415.00$29,750 (-) Land $3,550 Building $26,200
2024$1,415.00 (+48.32%)$29,750 (+47.28%) Land $3,550 Building $26,200$119,000 (+47.28%) Land $14,200 Building $104,800
2022$954.00$20,200 Land $3,625 Building $16,575$80,800 Land $14,500 Building $66,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Nearby Flood Policies2 in force
Nearby Flood Claims2 (1997–2011)
Claims Outside the SFHA1 of 2
Most Recent ClaimMay 2011 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 97.5% of Tennessee
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRIDGELY WATER SYSTEM
serves 2,059 people · EPA ID TN0000579
Water SourceGroundwater
Last State InspectionDec 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2025
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Gibson Connect
Fiber		1,000 / 1,000
Spectrum
Cable		1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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