500 S Main St, Ridgely, TN 38080 Property Records

Lake County property record for 500 S Main St, Ridgely, TN 38080

Property Summary

Property TypeSingle Family Home
Details1 ba · 899 sqft · built 1935
Lot Size0.21 acres (9,148 sqft)
Owner2 Individual Names on File
Last Sale$14,000 (Sep 2004)
Tax Bill$570 (2025)
Flood ZoneZone X (high risk)
APN048057N A 00900

Property Details

APN / Parcel Number

Primary APN048057N A 00900
Alternative APN
  • 057N A 00900

Interior

Full Baths1 Bath
Stories1 Story
Building Area899 sqft Living Area
1st Floor Area899 sqft
FlooringSoftwood
Interior WallsPaneling
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1935
Effective Year BuiltEffective 1962
Exterior MaterialSiding
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area9,148 sqft (0.21 acres)
Lot Dimensions155 ft deep x 60 ft wide
Garage TypeDetached
Garage Area748 sqft
Parking Spaces3 Parking Spaces
PorchEnclosed Porch
Porch Area104 sqft
Utility Building748 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address500 S MAIN ST
CityRIDGELY
StateTN
Zip38080-1515
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDISTRICT: 05, COUNTY AREA: R30
JurisdictionLAKE TN
Township / Civil Division3
Census Block Group3
Census Block3020
Census Tract960200

Owner

500 S Main St is owned by two individuals who bought it in September 2004.

Source: Lake County records, as of January 26, 2026

Owner of Record2 Individual Names on File
Mailing AddressPO BOX 145, RIDGELY, TN 38080-0145
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 14, 2004 · Amount on File
Deed SaleSep 14, 2004 · Amount on File
Deed Document Number0000006603
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 500 S Main St was $570.

Source: Lake County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyLake County
MunicipalityRidgely Town
Unified School DistrictLake County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$570.00$11,975 (-) Land $2,225 Building $9,750
2024$570.00$11,975 Land $2,225 Building $9,750$47,900 Land $8,900 Building $39,000
2022$341.00$7,225 Land $1,200 Building $6,025$28,900 Land $4,800 Building $24,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 500 S Main St in Zone X, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Nearby Flood Policies2 in force
Nearby Flood Claims2 (1997–2011)
Claims Outside the SFHA1 of 2
Most Recent ClaimMay 2011 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 500 S Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.3% of Tennessee
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRIDGELY WATER SYSTEM
serves 2,059 people · EPA ID TN0000579
Water SourceGroundwater
Last State InspectionDec 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2025
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Gibson Connect
Fiber
1,000 / 1,000
Spectrum
Cable
1,000 / 1,000

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