503 River Rd, Schertz, TX 78154 Property Records

Guadalupe County property record for 503 River Rd, Schertz, TX 78154

Property Summary

Property Type	Single Family Home
Details	1,288 sqft · built 1970
Lot Size	0.213 acres (9,270 sqft)
Owner	2 Individual Names on Record
Last Sale	$256,424 (Oct 2023)
Tax Bill	$2,301 (2025)
Deeds & Mortgages	Oct 2023 Line of Credit
Flood Zone	Zone X (moderate risk)
APN	`1G2610000201300000`

Property Details

APN / Parcel Number

Primary APN	`1G2610000201300000`
Alternative APNs	`000000038197` `000000186383` `000000292221` `38197`

Interior

Stories	1 Story
Building Area	1,288 sqft Living Area
Gross Area	1,666 sqft
1st Floor Area	1,288 sqft
Utility Area	120 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Exterior Material	Asbestos
Roof Type	Gable
Lot Area	9,270 sqft (0.213 acres)
Garage Type	Carport
Garage Area	320 sqft
Carport	Carport
Carport Area	320 sqft
Parking Spaces	1 Parking Space
Porch	Covered Porch
Porch Area	116 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Commercial

Location & Zoning

Street Address	503 RIVER RD
City	SCHERTZ
State	TX
Zip	78154-2432
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 13 BLK: 2 ADDN: RIO VISTA
Legal Subdivision	RIO VISTA
Legal Block	2
Legal Lot Number	13
Jurisdiction	GUADALUPE TX
Township / Civil Division	SCHERTZ-CIBOLO
Census Block Group	2
Census Block	2005
Census Tract	210705

Owner

Source: Guadalupe County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	503 RIVER RD, SCHERTZ, TX 78154-2432
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 25, 2023 · Amount on Record
Deed Sale	Oct 25, 2023 · Amount on Record
Deed Document Number	202326414
Prior Transfer Date	Oct 20, 2023
Prior Transfer Doc	0000026414
Record Updated	Oct 29, 2026

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GUADALUPE TX
Recording Date	Oct 25, 2023
Property Address	503 RIVER RD, SCHERTZ, TX 78154-2432
Document Number	0099026414
Map Reference	VOL 3 PG 15-16
Instrument Date	Oct 20, 2023
Instrument	202399026414
Transaction Type	Transfer
Record Updated	Nov 8, 2023
Title Company	NOT AVAILABLE, SSTC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4503 RIVER ROAD, SCHERTZ, TX 78154

Mortgage

Document Number	0099026415
Date	Oct 25, 2023
Instrument	202399026415

Lender

Name	SECURITY SERVICE FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	481 Months
Due	Nov 1, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Guadalupe County assessment roll, as of August 12, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Guadalupe County
Municipality	Schertz City
Unified School District	Schertz-Cibolo-Universal City Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$95,196 (-20.61%) Land $52,234 Building $42,962	$95,196 (-20.61%) Land $52,234 Building $42,962
2025	$2,301.00 (-23.53%)	$119,904 (-22.78%) Land $30,338 Building $89,566	$119,904 (-22.78%) Land $30,338 Building $89,566
2024	$3,009.00 (-0.56%)
2023	$3,026.00 (-24.89%)	$155,266 Land $40,652 Building $114,614	$155,266 Land $40,652 Building $114,614
2022	$4,029.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Nearby Flood Policies	23 in force
Nearby Flood Claims	25 (1991–2015)
Claims Outside the SFHA	11 of 25
Most Recent Claim	Apr 2015 · rainfall accumulation
Claims by Event	Flooding 10/18/98, Oct 1998 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SCHERTZ serves 41,948 people · EPA ID TX0940003
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20