Guadalupe County property record for 502 River Rd, Schertz, TX 78154
| Property Type | Single Family Home |
|---|---|
| Details | 1,129 sqft · built 1970 |
| Lot Size | 0.342 acres (14,880 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,942 (2025) |
| Deeds & Mortgages | Jan 2026 Line of Credit |
| Flood Zone | Zone X (moderate risk) |
| APN | 1G2610000300500000 |
| Primary APN | 1G2610000300500000 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,129 sqft Living Area |
| Gross Area | 1,737 sqft |
| 1st Floor Area | 1,129 sqft |
| Utility Area | 96 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Asbestos |
| Roof Type | Gable |
| Lot Area | 14,880 sqft (0.342 acres) |
| Garage Type | Attached |
| Garage Area | 437 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 24 sqft |
| Patio Area | 147 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Water Source | Commercial |
| Street Address | 502 RIVER RD |
|---|---|
| City | SCHERTZ |
| State | TX |
| Zip | 78154-2433 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 5 BLK: 3 ADDN: RIO VISTA |
| Legal Subdivision | RIO VISTA |
| Legal Block | 3 |
| Legal Lot Number | 5 |
| Jurisdiction | GUADALUPE TX |
| Township / Civil Division | SCHERTZ-CIBOLO |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 210705 |
Source: Guadalupe County records, as of August 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 502 RIVER RD, SCHERTZ, TX 78154-2433 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Property Address | 502 RIVER RD, SCHERTZ, TX 78154-2433 |
| Transaction Type | Mortgage |
| Record Updated | Jan 29, 2026 |
| Title Company | ACCURATE GROUP, ACCURATE GROUP LLC |
| Name | Verified Name |
|---|---|
| Address | 502 RIVER RD, SCHERTZ, TX 78154-2433 |
| Document Number | 0099001069 |
|---|---|
| Date | Jan 15, 2026 |
| Instrument | 202699001069 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Guadalupe County assessment roll, as of August 12, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Guadalupe County |
| Municipality | Schertz City |
| Unified School District | Schertz-Cibolo-Universal City Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $133,406 (-12.99%) Land $69,022 Building $64,384 | $133,406 (-12.99%) Land $69,022 Building $64,384 | |
| 2025 | $2,942.00 (-27.86%) | $153,322 (-26.61%) Land $43,139 Building $110,183 | $153,322 (-26.61%) Land $43,139 Building $110,183 |
| 2024 | $4,078.00 (+0.15%) | ||
| 2023 | $4,072.00 (+19.38%) Homeowner's exemption | $208,906 Land $54,782 Building $154,124 | $208,906 Land $54,782 Building $154,124 |
| 2022 | $3,411.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 23 policies |
| Nearby Flood Policies | 23 in force |
| Nearby Flood Claims | 25 (1991–2015) |
| Claims Outside the SFHA | 11 of 25 |
| Most Recent Claim | Apr 2015 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · lower than 82% of Texas |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SCHERTZ serves 41,948 people · EPA ID TX0940003 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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