503 Oak St, Youngstown, NY 14174 Property Records

Niagara County and Porter Town property record for 503 Oak St, Youngstown, NY 14174

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,668 sqft · built 1955
Lot Size	0.192 acres (8,400 sqft)
Owner	Individual Name on File
Last Sale	$80,000 (Jul 2016)
Tax Bill	$5,051 (2026)
Deeds & Mortgages	Nov 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`293401 59.07-2-4`

Property Details

APN / Parcel Number

Primary APN	`293401 59.07-2-4`
Alternative APN	`34010590070002004000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,668 sqft Living Area
1st Floor Area	684 sqft
2nd Floor Area	984 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	8,400 sqft (0.192 acres)
Lot Dimensions	120 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	336 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	503 OAK ST
City	YOUNGSTOWN
State	NY
Zip	14174-1268
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	109-1-6 P212
Legal Block	2
Legal Lot Number	4.000
Jurisdiction	NIAGARA NY
Township / Civil Division	PORTER
Census Block Group	1
Census Block	1010
Census Tract	24501

Owner

503 Oak St is owned and occupied by an individual who bought it in July 2016.

Source: Niagara County and Porter Town records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	503 OAK ST, YOUNGSTOWN, NY 14174-1268
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 28, 2016 · Amount on File
Deed Sale	Jul 28, 2016 · Amount on File
Deed Document Number	201613252
Record Updated	Oct 29, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NIAGARA NY
Property Address	503 OAK ST, YOUNGSTOWN, NY 14174-1268
Document Number	0000020790
Instrument Date	Nov 21, 2018
Transaction Type	Mortgage
Record Updated	Dec 6, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	503 OAK ST YOUNGSTOWN NY 141741268, YOUNGSTOWN, NY 14174-1268

Mortgage

Document Number	0000020790
Date	Nov 27, 2018
Instrument	20790

Lender

Name	OWNERSCHOICE FNDG
Address	ALBANY, NY 12205

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 26, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 503 Oak St was $5,051, up 3.3% from the year before.

Source: Niagara County and Porter Town assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Niagara County
County Subdivision	Porter Town
Municipality	Youngstown Village
Unified School District	Lewiston-Porter Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,051.00 (+3.31%)
2025	$4,889.00	$107,000 Land $11,400 Building $95,600	$243,200 Land $25,911 Building $217,289
2023		$107,000 Land $11,400 Building $95,600	$205,800 Land $21,926 Building $183,874

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 503 Oak St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective November 6, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Apr 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 503 Oak St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 94% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20