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500 Oak St, Youngstown, NY 14174 Property Records

Niagara County and Porter Town property record for 500 Oak St, Youngstown, NY 14174

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,646 sqft · built 1960
Lot Size0.454 acres (19,800 sqft)
Owner2 Individual Names on Record
Last Sale$185,000 (Dec 2019)
Tax Bill$5,759 (2026)
Deeds & MortgagesAug 2023 Second Mortgage
Mar 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN293401 59.07-1-28

Property Details

APN / Parcel Number

Primary APN293401 59.07-1-28
Alternative APN
  • 34010590070001028000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,646 sqft Living Area
1st Floor Area1,646 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Architectural StyleRanch
Exterior MaterialBrick
Lot Area19,800 sqft (0.454 acres)
Lot Dimensions132 ft deep x 150 ft wide
Garage TypeAttached
Garage Area552 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area792 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address500 OAK ST
CityYOUNGSTOWN
StateNY
Zip14174-1267
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description108-5-9 P188 9
Legal Block1
Legal Lot Number28.000
JurisdictionNIAGARA NY
Township / Civil DivisionPORTER
Census Block Group1
Census Block1014
Census Tract24501

Owner

Source: Niagara County and Porter Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address500 OAK ST, YOUNGSTOWN, NY 14174-1267
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 25, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
DISCOVER BANK
Mar 23, 2022Deed of Trust, Mortgage · Conventional Mortgage
GUARANTEED RATE INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 31, 2019 · Amount on Record
Deed SaleDec 31, 2019 · Amount on Record
Deed Document Number201922030
Record UpdatedOct 29, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNIAGARA NY
Property Address500 OAK ST, YOUNGSTOWN, NY 14174-1267
Transaction TypeMortgage
Record UpdatedSep 5, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address500 OAK ST, YOUNGSTOWN, NY 14174-1267

Mortgage

Document Number0000002928
DateAug 25, 2023
Instrument2023-12928
Lender
NameDISCOVER BANK
TypeBank
AddressGREENWOOD, DE 19950
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term180 Months
DueAug 25, 2038

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNIAGARA NY
Property Address500 OAK ST, YOUNGSTOWN, NY 14174-1267
Transaction TypeMortgage
Record UpdatedMay 2, 2022
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address500 OAK ST, YOUNGSTOWN, NY 14174-1267

Mortgage

Document Number0000005477
DateMar 23, 2022
Instrument2022-05477
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term179 Months
DueFeb 1, 2037

Tax Assessment & Valuation

Source: Niagara County and Porter Town assessment roll, as of April 17, 2026

Property Jurisdictions

TypeName
StateNew York
CountyNiagara County
County SubdivisionPorter Town
MunicipalityYoungstown Village
Unified School DistrictLewiston-Porter Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,759.00 (+3.24%)
2025$5,578.00$124,100 (+4.9%) Land $14,400 Building $109,700$282,000 (+23.96%) Land $32,722 Building $249,278
2023$118,300 Land $14,400 Building $103,900$227,500 Land $27,692 Building $199,808

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1979)
Most Recent ClaimApr 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 94% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemYOUNGSTOWN (V)
serves 2,021 people · EPA ID NY3116262
Water SourcePurchased surface water from NIAGARA COUNTY WATER DISTRICT
Last State InspectionDec 2023
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 35
Verizon
Fixed Wireless		300 / 20

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