St. Joseph County property record for 503 Oak St, Three Rivers, MI 49093
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 988 sqft · built 1930 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $82,000 (Dec 2018) |
| Tax Bill | $1,892 (2025) |
| Deeds & Mortgages | Dec 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 051-145-162-00 |
| Primary APN | 051-145-162-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 988 sqft Living Area |
| 1st Floor Area | 988 sqft |
| Basement Area | 988 sqft |
| Unfinished Basement | 913 sqft |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Ranch |
| Lot Area | 9,148 sqft (0.21 acres) |
| Lot Dimensions | 130 ft deep x 70 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 503 OAK ST |
|---|---|
| City | THREE RIVERS |
| State | MI |
| Zip | 49093-2401 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | LOT 3 & S 10 FT OF LOT 4 BLK 16. CITY OF THREE RIVERS. |
| Legal Subdivision | CITY OF THREE RIVERS |
| Legal Block | 16 |
| Legal Lot Number | 3,4 |
| Jurisdiction | ST JOSEPH MI |
| Township / Civil Division | THREE RIVERS |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 40100 |
Source: St. Joseph County records, as of July 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 503 OAK ST, THREE RIVERS, MI 49093-2401 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 5, 2018 · Amount on Record |
| Deed Sale | Dec 5, 2018 · Amount on Record |
| Prior Sale | Jan 2, 2009 · Amount on Record |
| Deed Book / Page | 1941 / 596 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Dec 5, 2018 |
| Property Address | 503 OAK ST, THREE RIVERS, MI 49093-2401 |
| Document Number | 01941/0596 |
| Book / Page | 1941 / 0596 |
| Map Reference | LB1 PG68 |
| Instrument Date | Nov 30, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $705.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 503 OAK ST, 503, THREE RIVERS, MI 49093-2401 |
| Name | Verified Name |
|---|---|
| Address | 113 S CONSTANTINE ST, THREE RIVERS, MI 49093-2106 |
| Document Number | 0001941597 |
|---|---|
| Date | Dec 5, 2018 |
| Instrument | 1941/597 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2048 |
Source: St. Joseph County assessment roll, as of July 24, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Joseph County |
| Municipality | Three Rivers City |
| Unified School District | Three Rivers Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $66,400 (+37.19%) Land $4,400 Building $62,000 | $132,800 (+37.19%) Land $8,800 Building $124,000 | |
| 2025 | $1,892.00 (+13.36%) Homeowner's exemption | ||
| 2023 | $48,400 Land $3,200 Building $45,200 | $96,800 Land $6,400 Building $90,400 | |
| 2022 | $1,669.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2008) |
| Most Recent Claim | Sep 2008 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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