St. Joseph County property record for 622 Oak St, Three Rivers, MI 49093
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,880 sqft · built 1932 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $118,000 (Dec 2024) |
| Tax Bill | $3,129 (2025) |
| Deeds & Mortgages | Dec 2022 Transfer Aug 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 051-145-354-00 |
| Primary APN | 051-145-354-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,880 sqft Living Area |
| 1st Floor Area | 1,048 sqft |
| Basement Area | 1,048 sqft |
| Unfinished Basement | 912 sqft |
| Year Built | Built 1932 |
|---|---|
| Effective Year Built | Effective 1932 |
| Lot Area | 8,276 sqft (0.19 acres) |
| Lot Dimensions | 128 ft deep x 66 ft wide |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 622 OAK ST |
|---|---|
| City | THREE RIVERS |
| State | MI |
| Zip | 49093-2404 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | LOT 12 BLK 35. CITY OF THREE RIVERS. |
| Legal Subdivision | CITY OF THREE RIVERS |
| Legal Block | 35 |
| Legal Lot Number | 12 |
| Jurisdiction | ST JOSEPH MI |
| Township / Civil Division | THREE RIVERS |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 40100 |
Source: St. Joseph County records, as of July 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 622 OAK ST, THREE RIVERS, MI 49093-2404 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 9, 2022 | Quit Claim Deed, Transfer Quitclaim |
| Aug 2, 2018 | Intrafamily Transfer, Transfer · ARM SAMI INVESTMENTS LLC |
| Mar 24, 2017 | Sheriff's Deed, Foreclosure ATTORNEY ONLY, ATTORNEY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 30, 2024 · Amount on Record |
| Deed Sale | Dec 30, 2024 · Amount on Record |
| Prior Sale | Mar 24, 2017 · Amount on Record |
| Deed Document Number | 20249142 |
| Prior Transfer Date | Dec 8, 2022 |
| Prior Transfer Doc | 2022010316 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Dec 9, 2022 |
| Property Address | 622 OAK ST, THREE RIVERS, MI 49093-2404 |
| Document Number | 2022010316 |
| Instrument Date | Dec 8, 2022 |
| Instrument | 2022010316 |
| Transaction Type | Transfer |
| Record Updated | Dec 27, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 612 MECHANIC ST, THREE RIVERS, MI 49093-1638 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Aug 2, 2018 |
| Property Address | 622 OAK ST, THREE RIVERS, MI 49093-2404 |
| Document Number | 01925/0722 |
| Book / Page | 1925 / 0722 |
| Map Reference | LB F PG28 |
| Instrument Date | Aug 1, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 622 OAK ST, 622, THREE RIVERS, MI 49093-2404 |
| Name | Verified Name |
|---|---|
| Address | 622 OAK ST, THREE RIVERS, MI 49093-2404 |
| Document Number | 0001925362 |
|---|---|
| Date | Aug 2, 2018 |
| Instrument | 1925/362 |
| Name | SAMI INVESTMENTS LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 12% |
| Type Change Date | Aug 1, 2023 |
| Change Frequency | Annually |
| Min Rate At Change | 12% |
| Max Rate At Change | 17% |
| Index | 1-Year LIBOR |
| Max Rate | 33% |
| Document Type | Sheriff's Deed |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Mar 24, 2017 |
| Property Address | 622 OAK ST, THREE RIVERS, MI 49093-2404 |
| Document Number | 1863/0267 |
| Book / Page | 1863 / 0267 |
| Map Reference | LB F PG28 |
| Instrument Date | Mar 9, 2017 |
| Transaction Type | Foreclosure |
| Record Updated | Jul 22, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3043 TOWNSGATE RD # 200, 200, WESTLAKE VILLAGE, CA 91361-3027 |
Source: St. Joseph County assessment roll, as of July 24, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Joseph County |
| Municipality | Three Rivers City |
| Unified School District | Three Rivers Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $74,200 (+7.54%) Land $4,100 Building $70,100 | $148,400 (+7.54%) Land $8,200 Building $140,200 | |
| 2025 | $3,129.00 (+19.66%) Homeowner's exemption | $69,000 (+27.54%) Land $4,200 Building $64,800 | $138,000 (+27.54%) Land $8,400 Building $129,600 |
| 2023 | $54,100 Land $3,000 Building $51,100 | $108,200 Land $6,000 Building $102,200 | |
| 2022 | $2,615.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2008) |
| Most Recent Claim | Sep 2008 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 87% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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