503 N Front St, Dowagiac, MI 49047 Property Records

Cass County property record for 503 N Front St, Dowagiac, MI 49047

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,064 sqft · built 2011
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on File
Last Sale	$76,000 (May 2018)
Tax Bill	$1,964 (2025)
Deeds & Mortgages	May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-160-200-513-00`

Property Details

APN / Parcel Number

Primary APN	`14-160-200-513-00`

Interior

Full Baths	1 Bath
Building Area	1,064 sqft Building Perimeter
1st Floor Area	1,064 sqft
Basement Area	1,064 sqft
Unfinished Basement	1,064 sqft

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Lot Area	5,663 sqft (0.13 acres)
Garage Area	384 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	503 N FRONT ST
City	DOWAGIAC
State	MI
Zip	49047-1220
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	. DW 1008 N 3 1/2 RDS OFF E 1/2 LOT 240 PATRICK HAMILTON'S 4TH ADD CITY OF DOWAGIAC.
Legal Subdivision	PATRICK HAMILTONS 4TH ADDITION
Legal Lot Number	240
Jurisdiction	CASS MI
Township / Civil Division	DOWAGIAC
Census Block Group	1
Census Block	1020
Census Tract	1901

Owner

503 N Front St is owned and occupied by an individual who bought it in May 2018.

Source: Cass County records, as of October 1, 2026

Owner of Record	Individual Name on File
Mailing Address	503 N ST, DOWAGIAC, MI 49047
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 21, 2018 · Amount on File
Deed Sale	May 21, 2018 · Amount on File
Prior Sale	Aug 23, 2012 · Amount on File
Deed Book / Page	1139 / 2205
Record Updated	Oct 29, 2026

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS MI
Recording Date	May 21, 2018
Property Address	503 N FRONT ST, DOWAGIAC, MI 49047-1220
Document Number	01139/2205
Book / Page	1139 / 2205
Instrument Date	May 18, 2018
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	CAMAS COUNTY TITLE, CASS COUNTY TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$653.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 203, DOWAGIAC, MI 49047-0203

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	503 N FRONT ST, DOWAGIAC, MI 49047-1220

Mortgage

Document Number	0011392207
Date	May 21, 2018
Instrument	1139/2207

Lender

Name	HABITAT FOR HUMANITY
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 503 N Front St was $1,964 with a homeowner's exemption.

Source: Cass County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Cass County
Municipality	Dowagiac City
Unified School District	Dowagiac Union Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$80,800 (+10.99%) Land $80,800	$161,600 (+10.99%) Land $161,600
2025	$1,964.00 Homeowner's exemption	$72,800 Land $72,800	$145,600 Land $145,600
2023		$58,300	$116,600
2022	$1,736.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 503 N Front St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 5, 2007

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 503 N Front St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DOWAGIAC serves 6,350 people · EPA ID MI0001860
Water Source	Groundwater
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 425 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20