503 Lucy Ln, Munster, IN 46321 Property Records

Lake County property record for 503 Lucy Ln, Munster, IN 46321

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,662 sqft · built 2014
Lot Size	0.344 acres (15,000 sqft)
Owner	2 Owner Names on File
Tax Bill	$9,221 (2024)
Deeds & Mortgages	Oct 2023 Line of Credit Jul 2019 Line of Credit
Flood Zone	Zone X (moderate risk)
APN	`007-18-28-0666-0028`

Property Details

APN / Parcel Number

Primary APN	`007-18-28-0666-0028`
Alternative APNs	`45-06-36-405-007.000-027` `182806660028`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	17 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,662 sqft Living Area
Basement Area	2,662 sqft
Finished Basement	2,230 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Construction Type	Brick
Roof Material	Asphalt
Lot Area	15,000 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	876 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	007-18-28-0666-0028
Old Parcel Number	182806660028
Street Address	503 LUCY LN
City	MUNSTER
State	IN
Zip	46321-4197
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	COMMUNTIY RESOURCES, INC. LOT 28
Legal Subdivision	COMMUNITY RESOURCES INC ADD
Legal Lot Number	28
Jurisdiction	LAKE IN
Township / Civil Division	NORTH
Census Block Group	2
Census Block	2005
Census Tract	40301

Owner

Source: Lake County records, as of March 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Owner Names on File
Mailing Address	503 LUCY LN, MUNSTER, IN 46321-4197
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2023	Deed of Trust, Mortgage · Line of Credit TECH CU
Jul 2, 2019	Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 13, 2013
Deed Sale	May 13, 2013
Deed Document Number	0000033458
Record Updated	Jun 8, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	503 LUCY LN, MUNSTER, IN 46321-4197
Transaction Type	Mortgage
Record Updated	Oct 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000032818
Date	Oct 5, 2023
Instrument	2023-532818

Lender

Name	TECH CU
Type	Credit Union
Address	CROWN POINT, IN 46307

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Sep 30, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	503 LUCY LN, MUNSTER, IN 46321-4197
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000039951
Date	Jul 2, 2019
Instrument	2019 039951

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	CHICAGO, IL 60690

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	358 Months
Due	May 30, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	North Township
Municipality	Munster Town
Unified School District	Munster School Town (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$712,700 (+3.08%) Land $120,800 Building $591,900	$712,700 (+3.08%) Land $120,800 Building $591,900
2024	$9,221.00 (+5.02%)
2023		$691,400 (+7.13%) Land $112,500 Building $578,900	$691,400 (+7.13%) Land $112,500 Building $578,900
2022	$8,780.00 Homeowner's exemption	$645,400 Land $112,500 Building $532,900	$645,400 Land $112,500 Building $532,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MUNSTER WATER COMPANY serves 23,894 people · EPA ID IN5245031
Water Source	Purchased surface water from HAMMOND WATER WORKS DEPARTMENT
Last State Inspection	Mar 2024
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Surf Internet.

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