453 Lucy Ln, Munster, IN 46321 Property Records

Lake County property record for 453 Lucy Ln, Munster, IN 46321

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,707 sqft · built 2022
Lot Size	0.344 acres (15,000 sqft)
Owner	Individual Name on File
Tax Bill	$7,750 (2024)
Deeds & Mortgages	May 2022 Mortgage May 2022 Sale
Flood Zone	Zone X (moderate risk)
APN	`007-18-28-0666-0029`

Property Details

APN / Parcel Number

Primary APN	`007-18-28-0666-0029`
Alternative APNs	`45-06-36-405-006.000-027` `182806660029`

Interior

Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	2 Stories
Building Area	2,707 sqft Living Area
Basement Area	1,127 sqft

Exterior

Year Built	Built 2022
Construction Type	Masonry / Concrete Block
Roof Material	Other
Lot Area	15,000 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	803 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	007-18-28-0666-0029
Old Parcel Number	182806660029
Street Address	453 LUCY LN
City	MUNSTER
State	IN
Zip	46321-4199
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	COMMUNTIY RESOURCES, INC. LOT 29
Legal Lot Number	29
Jurisdiction	LAKE IN
Township / Civil Division	NORTH
Census Block Group	2
Census Block	2005
Census Tract	40301

Owner

453 Lucy Ln is owned and occupied by an individual who acquired it in May 2022.

Source: Lake County records, as of March 18, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	453 LUCY LN, MUNSTER, IN 46321-4199
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 18, 2022	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
May 18, 2022	Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 18, 2022
Deed Sale	May 18, 2022
Prior Sale	May 18, 2022
Deed Document Number	2022-520887
Record Updated	Jun 8, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	May 18, 2022
Property Address	453 LUCY LN, MUNSTER, IN 46321
Document Number	0000020887
Map Reference	MB 98 PG 50
Instrument Date	May 16, 2022
Instrument	2022-520887
Transaction Type	Transfer
Record Updated	Feb 20, 2023
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	453 LUCY LN, MUNSTER, IN 46321

Mortgage

Document Number	0000020888
Date	May 18, 2022
Instrument	2022-520888

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	May 18, 2022
Property Address	453 LUCY LN, MUNSTER, IN 46321
Document Number	0000020886
Map Reference	MB 98 G 50
Instrument Date	May 9, 2022
Instrument	2022-520886
Transaction Type	Transfer
Record Updated	Feb 20, 2023
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	207 SALISBURY DR, MUNSTER, IN 46321-9107

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	North Township
Municipality	Munster Town
Unified School District	Munster School Town (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$707,200 Land $120,800 Building $586,400	$707,200 Land $120,800 Building $586,400
2024	$7,750.00
2023		$584,700 (+132.95%) Land $112,500 Building $472,200	$584,700 (+132.95%) Land $112,500 Building $472,200
2022	$3,314.00	$251,000 Land $112,500 Building $138,500	$251,000 Land $112,500 Building $138,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 453 Lucy Ln in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 453 Lucy Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MUNSTER WATER COMPANY serves 23,894 people · EPA ID IN5245031
Water Source	Purchased surface water from HAMMOND WATER WORKS DEPARTMENT
Last State Inspection	Mar 2024
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Surf Internet.

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